unemployment pay vs low pay

[RACER X]

I would apply for it but I can't lift a fallen 900lb motorcycle...and I make about the same on unemployment.

Not to single you out but that attitude is stomach churning.

stemming from this, and since i'll be sucking the unemployment tit come 1 mos from now(unless i get a job before then), in TX its ~$440/wk before tax so about $11/hr pretax. myself, we'll be keeping april at home so we save daycare cost, so $440 + 165 = $605/40= ~$15 (not counting charlie cuz he doesn't goto daycare) but a parent w/ 2 daycare aged kids , they're "income" would be higher.

can anybody honestly say they'd take a lower paying job then what unemployment pays?


before all the ed hate starts, this is the first time i've been unemployed for any length of time since i was 14 y.o. so :gofurslf:

[Tmall]

Are you being laid off?

If so, that's horrible news. And I don't want to rub any salt in the wounds, but weren't you telling us a while back that your company was expanding at a crazy rate and that this downturn in the economy would help and not hinder you? What happened??


As for the question, you pay into that system to ensure your way of life if you have to go without work.

If you're making more or the same money on the system, you'd be a fool not to take advantage of it. You paid into it for that very reason.

[RACER X]

Are you being laid off?

If so, that's horrible news. And I don't want to rub any salt in the wounds, but weren't you telling us a while back that your company was expanding at a crazy rate and that this downturn in the economy would help and not hinder you? What happened??


end of dec.

all of it was fine till big O took office, now all the oil co's are laying off and are afraid to invest in oil in the US.

3 more engineer that i know off got their walking papers fro mid-jan.
next door neighbor is being laid off 12/24 same co as mine, merry f-in xmas! boot!

[fasternyou929]

Sorry to hear, Ed. I'll be in line with you soon: http://www.wral.com/business/story/6446521

I'll get ~$500/wk if I draw unemployment, and I won't be applying for any jobs that would pay that little, so I guess I'd fall in the "no" category.

[CasterTroy]

You paid into it for that very reason.

Thats the way I feel

However...you STOP actively looking for a job and I drive down and whoop your twinkie ass :lmao:


I dunno Ed....I'd work 3 jobs @ $10hr before I'd take a handout, but thats just me..you're still dishing for childcare where mine are all in school...I'd have a different opinion if they were still small and paying $250 a week for childcare.

Sorry to hear, Ed. I'll be in line with you soon: http://www.wral.com/business/story/6446521



I heard that last night.....sorry man...I wondered if that'd was you

[RACER X]

I'll get ~$500/wk if I draw unemployment, and I won't be applying for any jobs that would pay that little, so I guess I'd fall in the "no" category.


sorry to hear about your co. too man.......

so unemployment $ is diff. from state to state, cuz $440 is the max in TX.

and thats only like $9k every quarter, so $36k yr to get max.....

[shmike]

sorry to hear about your co. too man.......

so unemployment $ is diff. from state to state, cuz $440 is the max in TX.

and thats only like $9k every quarter, so $36k yr to get max.....

Very different.

In FL it's capped at $275/wk. which is $25 higher than it used to be.

[RACER X]

Thats the way I feel

However...you STOP actively looking for a job and I drive down and whoop your twinkie ass :lmao:

I dunno Ed....I'd work 3 jobs @ $10hr before I'd take a handout, but thats just me..you're still dishing for childcare where mine are all in school...I'd have a different opinion if they were still small and paying $250 a week for childcare.



so lets say you have 3 jobs,you get 20/hrs a week from each, 60hrs @ $10, $600 pretax, 15% tax = $510/wk, unemployment benefits = $500/wk (pretax) in NC.........

i think there's a way to earn some part-time $ to help you stay afloat, but i think it's like $200/wk tops....

[RACER X]

Very different.

In FL it's capped at $275/wk. which is $25 higher than it used to be.

now w/ that lil $ i'ld be workin troys plan and leaving the kids at the grandparents house.

[LeeNetworX]

Sorry to hear, Ed. I'll be in line with you soon: http://www.wral.com/business/story/6446521

I'll get ~$500/wk if I draw unemployment, and I won't be applying for any jobs that would pay that little, so I guess I'd fall in the "no" category.

Oh man - sorry to hear, Dan. :(

[fasternyou929]

Oh man - sorry to hear, Dan. :(

I heard that last night.....sorry man...I wondered if that'd was youThanks Troy and Lee.

We were hit with it yesterday morning. Total blindside. Not sure how much time I've got left here, but it's not much. Hopefully something is out here for me though, moving just isn't that appealing at the moment.

[LeeNetworX]

Thanks Troy and Lee.

We were hit with it yesterday morning. Total blindside. Not sure how much time I've got left here, but it's not much. Hopefully something is out here for me though, moving just isn't that appealing at the moment.

Get a job here in the ATL metro and you can move in to my neighborhood - there's a few houses for sale. lol

[shmike]

Get a job here in the ATL metro and you can move in to my neighborhood - there's a few houses for sale. lol

That was my first thought when I read the article.

HQ is moving to ATL!

[Rider]

My wife has been on unemployment for almost a year. She is receiving the max which is actually about the same is what she was making before she was laid off. She worked full time for a while and about 6 months before she was laid of they reduced her to part time(24hrs/week). Since the unemployment office goes back to what you were making about a year ago(I don't remember the exact amount of time) her unemployment rate is what she was making as a part time employee. She is looking for a job but why take anything that pays less than what she is making on unemployment?

She just went back to work a year or so ago after staying home with the kids for 9 years.

[RACER X]

My wife has been on unemployment for almost a year. She is receiving the max which is actually about the same is what she was making before she was laid off. She worked full time for a while and about 6 months before she was laid of they reduced her to part time(24hrs/week). Since the unemployment office goes back to what you were making about a year ago(I don't remember the exact amount of time) her unemployment rate is what she was making as a part time employee. She is looking for a job but why take anything that pays less than what she is making on unemployment?

She just went back to work a year or so ago after staying home with the kids for 9 years.
whats the max in MI ? crazy the disparity of the states.

[pauldun170]

unemployment vs underemployment?
It all comes down to health insurance.

[Rider]

whats the max in MI ? crazy the disparity of the states.

$380/week I think, but I'm not positive. They are taking taxes out so all I see it the automatic deposit amount.

[LeeNetworX]

That was my first thought when I read the article.

HQ is moving to ATL!

I need some sport bike comrades in my neighborhood - all of the other bikes in my 'hood are Hardleys.

[CrazyKell]

I don't know what it is up here. I know you can receive Unemployment benefits for a year. It's not much but it's not as low as Florida either. Somewhere in the region of $400/week.

Only time I've ever been laid off/unemployed was this year. I didn't qualify for unemployment because I'd been out of the country. :idk:

[fasternyou929]

Get a job here in the ATL metro and you can move in to my neighborhood - there's a few houses for sale. lol

:lol: When I told M there were jobs available in ATL and Redwood Shores, she "asked"... "but we're not considering moving there, RIGHT!!?"

Something about not wanting to take another bar and the possible removal of what some may call "vital" organs if I made her do it again.

[wildchild]

when I was on unemployment I was willing to accept positions at $7 an hour only because I didn't want to hold out and then find nothing once UE ran out. Bad part was they wouldn't hire me at $7 because they said I would flee at the first opportunity. well duh, who wouldn't want to leave a job like that?

[the chi]

I hate to admit this, but I wish I had stayed on unemployment. If I had it to do over again, I'd never have taken this job. I was entitled to plenty of time on unemployment, as in 15 years I've never needed it.

It killed my pride, I held out as long as I could before filing, but bills gotta be paid. I got the FL $275, 3 whole payments, and was then able to find a job.

A shitty job. I would make just about the same on the crappy FL unemployment as I do working 6 days a week at a job i depise.

[wildchild]

I hate to admit this, but I wish I had stayed on unemployment. If I had it to do over again, I'd never have taken this job. I was entitled to plenty of time on unemployment, as in 15 years I've never needed it.

It killed my pride, I held out as long as I could before filing, but bills gotta be paid. I got the FL $275, 3 whole payments, and was then able to find a job.

A shitty job. I would make just about the same on the crappy FL unemployment as I do working 6 days a week at a job i depise.


that would suck.

i think if i'm ever out again I'm just going to go drive truck right away. it's not for everyone but I love it. last time I waited too lonog and then they wouldn't hire because had been out of work to long.
i've worked jobs I hate before just for the money and it's never fun and seems to have no end.
hope it works out better for you.

[RACER X]

i might try and start mowing some yards, just to suplement.

too bad teaching MSF would be considered a job. and negate my unemployment. schools are alos low in enrollment.

[SteveP]

This is the story of my life lately.

My wife is in the Navy and I am forced to find a new job every 3 years. I load lumber at Home Depot now. That was the ONLY job I could find. Depressing.

[the chi]

This is the story of my life lately.

My wife is in the Navy and I am forced to find a new job every 3 years. I load lumber at Home Depot now. That was the ONLY job I could find. Depressing.

I feel your pain. I had a great job (other than some crappy owner issues) that I had to leave to come do this. Im pretty depressed myself. I couldnt even get a job as a telemarketer.

[z06boy]

I've never drawn unemployment in my life and I've worked longer than most of you I'm sure BUT it could happen especially in today's economy.

Having said this...no I wouldn't take a job that paid less than what unemployment would pay...doesn't even make sense to me unless you have to do it for health benefits.

[tached1000rr]

Sorry to hear, Ed. I'll be in line with you soon: http://www.wral.com/business/story/6446521

I'll get ~$500/wk if I draw unemployment, and I won't be applying for any jobs that would pay that little, so I guess I'd fall in the "no" category.

Damn dude, sorry to hear that bro.

[RACER X]

I've never drawn unemployment in my life and I've worked longer than most of you I'm sure BUT it could happen especially in today's economy.

.

neither have i, i'm 42 and been workin since i was employed (at chic-fil-a) at 14.....drove to work illegally.......lol

[R6Chick]

Sorry to hear, Ed. I'll be in line with you soon: http://www.wral.com/business/story/6446521

I'll get ~$500/wk if I draw unemployment, and I won't be applying for any jobs that would pay that little, so I guess I'd fall in the "no" category.


Dan, I'm so sorry to hear! Are you looking to stay within the company and move even though the move would be difficult for M?

[z06boy]

neither have i, i'm 42 and been workin since i was employed (at chic-fil-a) at 14.....drove to work illegally.......lol

:cheers: I hear you man and hate that it is happening to you.

I know I would HATE to have to look for a job these days. I don't even have a resume because I haven't had to look for a job in such a long time. Well I have changed positions through the years but within the same corporation.

[Ninjakel]

sorry to hear that guys :(

[Tsunami]

Sorry Ed and Dan :( I hope you guys find something really soon. That really sucks that FL pays so little.

No I would not take a job that pays the same or less than my benefits. Add in gas costs, I'm losing money. I rather take that time and go learn something that will be useful to my future employment opportunities. Drawing unemployment benefits now has allowed me the opportunity to go pursue a nursing degree. I have always wanted to go back to school but was never able to while working crazy hours with shift changes every few months.

Now if my benefits run out, then I wouldn't mind taking a low paying job if there was nothing else.

[2up]

You know, those of you who say you will not take this "handout" must not have been unemployed in the last year or so. I applied for a million and one crappy and not so crappy jobs both times I got laid off last year and then this year. Getting hired to do a crappy job isn't actually as easy as you think. The employers don't want someone they know isn't going to stick around when something better comes along. I sent out about 250 resumes from Oct of last year to April of this year, and got 3 calls-back. I'm "over-qualified" for crap jobs. As are most people over the age of like 21.

And if you haven't looked for a job lately you don't know how cumbersome the process is, and how time consuming. I was registered on every single job board I could find. Many employers who advertise on job boards won't accept the resume format of the job board, you have to go to their site, fill their crap out, and of course you SHOULD always write a custom cover letter.

Its not a handout when it is paid into for the purpose of helping those out, temporarily, whom through no fault of their own lose their job. :shrug:

[Phenix_Rider]

I don't know what it is up here. I know you can receive Unemployment benefits for a year. It's not much but it's not as low as Florida either. Somewhere in the region of $400/week.
About the same in MD- I think the max is $410/week and you get a year (before extensions). And you MUST have two job search contacts a week, and MUST be available in case the MD career thing schedules an interview or training. And IF you DON'T accept an interview or offer, you get denied.

:cheers: I hear you man and hate that it is happening to you.

I know I would HATE to have to look for a job these days. I don't even have a resume because I haven't had to look for a job in such a long time. Well I have changed positions through the years but within the same corporation.
I just created a new resume monday... Fucking office politics. I don't play 'em, and apparently I don't "know or blow the right people."

Although, I've been pleasantly surprised at the number of companies in my area hiring for decent jobs. I've been researching and writing cover letters about 12 hours a day. Already stopped by one place that may have potential.

As to "would I rather work"- yeah, hell I might enjoy a crappy physical job better than what I was doing. I think the best way to "show" that company would be to find something else (even something worse), and move on. Of course, I have family to fall back on, so my position may be different.

[karl_1052]

$413/week here

[cbrchick]

I say stay off, collect unemployment and consider it a parental leave. I've never collected it either, until now post baby. My mat. leave benefits stop in one pay check and I'll get 447 every week. That amount will cover my bills and I've saved fun money for the next 8 months. If Z can float the boat, stay home, raise your little ones and look for a decent job.

You've paid into it. I know I have paid way more than I'll ever receive...

[Kaneman]

neither have i, i'm 42 and been workin since i was employed (at chic-fil-a) at 14.....drove to work illegally.......lol

Probably in a '68 Camero with a blower and NOS ya fuckin' hypocrite! :lol

[EpyonXero]

I was on unemployment this passed summer. I was working part time while I was finishing school, using my grants to pay most of my bills and looking for a full-time job for when I got out of school. By graduation I still didnt have a full-time job, the financial aid was all gone, and a month after graduation the company I worked for went out of business. We all knew it was going to happen. I had never been on unemployment before but I decided that it would be good to do it so that I could pay some bills and concentrate on finding a full-time job using my degree rather than wasting time trying to get something temporary.

Luckily the Navy hired me and I was able to get off unemployment. I had only been working part time so I got about $130/week from unemployment.

[Rangerscott]

Dam. Thats more than what I make a week after taxes.

[Flexin]

Ed I think this is the first time you won't see a shit storm from one of your threads.

I would take the unemployment and look for a good job.

James

[MissHell]

I've never drawn unemployment in my life ... BUT it could happen especially in today's economy.

Having said this...no I wouldn't take a job that paid less than what unemployment would pay...doesn't even make sense to me unless you have to do it for health benefits.

Agreed. I would rather focus on finding a "good" job while collecting.

Sorry to hear so many folks are laid off and out of work. :( I count my blessings I still have a good job. ((knock wood))

[Rangerscott]

Doesnt your retirement get penalized if you take unemployment? Doesnt it hurt your credit too?

[fasternyou929]

Doesnt your retirement get penalized if you take unemployment? Doesnt it hurt your credit too?

No and no. Why would you think it would hurt your credit?

[Amber Lamps]

I hate to admit this, but I wish I had stayed on unemployment. If I had it to do over again, I'd never have taken this job. I was entitled to plenty of time on unemployment, as in 15 years I've never needed it.

It killed my pride, I held out as long as I could before filing, but bills gotta be paid. I got the FL $275, 3 whole payments, and was then able to find a job.

A shitty job. I would make just about the same on the crappy FL unemployment as I do working 6 days a week at a job i depise.

What? A smoking hottie like you should have sucked up the unemployment and took a job at a bar for cash!!!:boobs:

[Rangerscott]

I could understand it hurting your unemployment since you are receiving gov checks.

[fasternyou929]

I could understand it hurting your unemployment since you are receiving gov checks.

I assume you meant to put retirement there? If you did

1. Social security and unemployment funds are two separate "buckets"
2. If you're even remotely depending on social security for retirement, I hope you're turning 59 this year. :lol:

[Rangerscott]

I assume you meant to put retirement there? If you did

1. Social security and unemployment funds are two separate "buckets"
2. If you're even remotely depending on social security for retirement, I hope you're turning 59 this year. :lol:


Isnt that whats scratch off and lottery tickets are for?

[buzzcutt2]

Sorry to hear, Ed. I'll be in line with you soon: http://www.wral.com/business/story/6446521

I'll get ~$500/wk if I draw unemployment, and I won't be applying for any jobs that would pay that little, so I guess I'd fall in the "no" category.

That sucks...I think I know a few people still there (not positive though), worked with them quite a few years ago at Siemens in Boca.

I was on FL unemployment back in 2001 right after 9/11 - that really sucked. $275/week is not enough to cover bills, took me 5 months back then to find a job - the market wasn't that great after 9/11.

[fasternyou929]

Damn dude, sorry to hear that bro.
Thanks man. It's just weird being in the office now; we all know "the end is nigh!" but we have no idea when. The rumors are "probably months" which makes any kind of planning pretty much impossible. But at least they gave us warning and we've got some time to work with.
Dan, I'm so sorry to hear! Are you looking to stay within the company and move even though the move would be difficult for M?
It would really depend what the offer is, but my first reaction is to stay here though (and find a company not based in Sweden and Japan :lol:). When they cut our site's workforce by 50% and I lost my team in 2008, they fanned out all over the area. I've stayed in touch with nearly all of them and with some luck, I'll land something here in NC.

Sorry Ed and Dan :( I hope you guys find something really soon.
Thanks Gina!

That sucks...I think I know a few people still there (not positive though), worked with them quite a few years ago at Siemens in Boca.
Hmm, I wonder? Can't say I know anyone off the top of my head that worked at Siemens. Shoot me a PM with some of the people you know and I'll see if they're still here.