Do you loan your stuff out?

[shmike]

Cruzergirl’s thread lead to this.

Do you loan your stuff out?

Do you set limits based on value or reparability?
Based on how old it is?
Emotional significance?

What do you expect from the borrowers?

For the sake of discussion let’s keep it to items of significant value: bikes, cars, boats homes, etc.

[pauldun170]

Bikes = never
Car = friends and family...if they can drive stick they are deemed competent

[neebelung]

:shrug: Depends what it is... if at all, it's only to VERY close, trustworthy friends, or family.

[z06boy]

I rarely loan stuff (of any decent value) out. I probably have 2 or 3 friends and a few family members that I would loan anything of value to. I'd just rather avoid the hassle of others not taking care of my stuff like what happened in Cruzergirl's situation.

[the chi]

I may loan an article of clothing to someone, or perhaps a book, but never something of value. NO ONE drives my car or rides my bike, nor do I loan money to anyone. I may give money as a gift if I have it, but never a loan.

[Particle Man]

immediate family or close friends (who I consider basicallyfamily anyhow)

[Ineffable]

You forgot the
'I have not shit to loan' option :)

[shmike]

You forgot the
'I have not shit to loan' option :)

I'd borrow your Katoom.

The responses so far are intriguing. I'd love to dissect this further.

[Fleck750]

"I'll loan to close friends or family."

Except the bike. Only the b/f can ride it, and that's only only for test rides. He fixed it, he's the one that gets to crash if it's screwed up. :lol:

[Ineffable]

I'd borrow your Katoom.

The responses so far are intriguing. I'd love to dissect this further.

Let me rephrase lol "I have no shit to borrow that I would actually loan out"

[wildchild]

i've had too many things destroyed or badly damaged. now days nothing to no one. i've had to pay huge repair bills on cars, rebuild frames on trailers, etc. not dealing with it anymore.

[Cutty72]

depends on the item, but close friends and family only.
with friends, its only ones i know are trustworthy, and can probably afford to fix any issues that may be caused.

[Trip]

rarely and I don't even like doing it then. I am very protective of my stuff.

[Cruzergirl]

Perhaps not anymore but... only to those I know will take care of what is loaned. As of today though, only tater's whore of an ex-wife.

[Sean]

I generally keep stuff until it explodes, so I'm generally not too perturbed if it gets messed up by someone. I also am quite fortunate to have good friends that I can trust with my stuff. I can lend pretty much anything I have to anyone I hang out with knowing that it will come back probably in better condition than I lent it out.

[Amorok]

I'll loan shit to people, but they're people I can trust. Everything I own is overinsured anyway. Sure, wreck my bike, I'll pay off the loan and get a new one for free. Just make sure you total it.

[njchopper87]

For big stuff I put if you can afford to replace it.. but even then just the close inner circle of family and friends.

My sister decided to lend her bf my old PS2 and about 10 games that he decided to turn around pawn off. Not much value anymore, but it taught me to safe guard my shit. I also learned several new cuss words and keep a baseball bat in my room now.

[Amber Lamps]

About $20 in value is my absolute limit and that is only to very close friends. Family are out! They are the first to fuck you in my experience. To be Honest, I'd rather just fix it for you or give you a ride.

[fasternyou929]

I'm pretty open with my stuff. If I can help somebody out by loaning them something, I do. Sometimes I get burned, but it's pretty rare and doesn't outweigh the chance to help someone out in my opinion.

If it's worth over $10k though, we're at least going to be on a first-name basis. :lol: So for this thread I'll take "I'll loan to close friends or family."

[psychochild28]

I'll loan clothes and such out too my close friends no problem. Car only to those I know are good drivers. Which only 2 people have ever been allowed to drive it. Had two ppl drive it and I got pissy cause they suck at driving so never again for them...:lol: And it'll prolly change when I get the new one in Jan but maybe not.

[Kaneman]

I'm pretty open with my stuff. If I can help somebody out by loaning them something, I do. Sometimes I get burned, but it's pretty rare and doesn't outweigh the chance to help someone out in my opinion.

If it's worth over $10k though, we're at least going to be on a first-name basis. :lol: So for this thread I'll take "I'll loan to close friends or family."

Same here. I've been fortunate so far and haven't had much trouble. I have to consider how much other people (even strangers) have helped me out to get me where I'm at in my life when loaning things out.

[lauralynne]

my race bike has been ridden by more racers than Tater's ex wife.

I'm pretty generous with my stuff - depending on who you are.

[Tsunami]

I don't have much to lend out...and no one really asks, but I am pretty open with my stuff also. If I do lend stuff out its to close friends and family. I never had to deny someone because they were crappy drivers/riders.

I have lent out my car, bike, books and crappy clothes. I don't lend out my nice clothes though. No one really asks to borrow money though I have offered when I know someone is in a bind. A lot of people have stayed over my apt- I just ask that they make themselves at home so I don't have to go running around getting stuff/serving.

[askmrjesus]

My KTM LC4? Sure. Here's the key. If you can reach the ground, you can ride it.

My Ducati, or my vintage stuff...fuck you, take the bus. That shit don't grow on trees.

JC

[skiergirl]

I'm actually pretty picky about who I would loan things like a bike and car to. I either need to know you well and trust you or I wouldn't consider it. It's not about the money but in a way it is. My car is my daily transportation to work, so if someone messes that up my job is in jeopardy..

On the other hand, sometimes I give my bike keys out the first time I meet you....:)

[Captain Morgan]

It depends on who it is and how they've treated shit before. I've had bad experiences, so rarely loan shit out anymore. Usually only to people who are willing to reciprocate, or who I know will take care of stuff.

[ericr]

I voted "rarely" in the poll. It has to be someone I really trust for me to loan anything of value to them.

[dReWpY]

trip is the only person to ever ride my bike, ever....

im actually plretty good about loaning my car if you need it, but never the bike

[Flexin]

To family yes. I will do anything for family. Some friends as well. I didn't like people looking sideways at my R6 but I let my uncle ride it. He also let me ride his bikes. His friend also let me take off on his new bike.

My buddy was down for a few days and I was showing him my bike. I let him and his kids sit on it. They were loving it. Out of no where I asked my buddy if he wanted to take it for a spin. It was a few years since he had his bike. He jumped at that chance. I took it out my driveway, have him my gear and let him go. I was stressed like a mofo after about 2 minutes but he had the time of his life. I let my brother in law ride it as well. He had an R1 he was using that night that I took out while he was riding mine.

Anyone else it would depend. I would rather not give someone random something of value, then I don't have to worry about them fucking up.

James

[lauralynne]

On the other hand, sometimes I give my bike keys out the first time I meet you....:)

and I'm forever grateful!!

[anthonyk]

Close friends and family only for me. Had too much stuff come back damaged, including a bicycle almost exactly like what happened to cruzergirl.

I'm kind of weird about my moto, though. I'd probably let a fellow rider acquaintance (i.e. you suckas) borrow it if they were in town and needed something to ride. Not a random stranger, though.

[racedoll]

Do you loan your stuff out? NO

My old Probe can be used by my older sisters, Mom, or Erik.
My new car or the bike, only Erik can drive or ride. There is one guy at work that I would also let drive or ride (he has let me ride his bike). But no one else. Period.

[karl_1052]

:shrug: Depends what it is

I would say more "Depends who it is"
I have lent my bike out, but the lendee let me take his '72 911T for a spin.
Me and my other friend always traded bikes, but if one of us wrecked, the other would get his bike until the other one was fixed.

I have also been on the recieving end. When I went to NY to meet Steve and Joy, Joy lent me her bike after meeting me for the first time.

[marko138]

Rarely. Two people other than me have ridden my bike. The great OTB, who found the bike for me, and my wife's cousin, who I've ridden with since day 1.

Other stuff I will but dont like to loan out. Depends who and what.

[skiergirl]

and I'm forever grateful!!

Anytime!

[VatorMan]

Close friends and family only.

[HurricaneHeather]

I don't typically loan stuff out, but I borrow stuff a lot and I'm very grateful. :lol:

I have loaned money out to a close friend and both of my brothers at different times. The friend had piss poor credit, her car died, she found a killer deal on a 'new one' and since I was giving her a ride everywhere for the 2 months she went without a car, we gave her the cash to buy it. She paid us back within a few months with her tax return. No biggie for us, but it made all the difference in the world for her.

My brothers...well actually they have never paid me back, but whatever. :lol:

[marko138]

I absolutely do not loan money. It's ruins friendships, and, more importantly, I have no money to loan.

[RACER X]

depends of the $ value.........but as a rule of thumb, NO.

and i don't loan $ anymore, and if i do, I don't expect to see it back

[HurricaneHeather]

I absolutely do not loan money. It's ruins friendships, and, more importantly, I have no money to loan.

It can ruin friendship....it didn't ruin mine. But her and I are like sisters, we lived together at the time and I knew she was good for it, but was going to miss her opportunity if she had to wait until she got her tax return. :shrug: She's still my BFF.

[marko138]

It can ruin friendship....it didn't ruin mine. But her and I are like sisters, we lived together at the time and I knew she was good for it, but was going to miss her opportunity if she had to wait until she got her tax return. :shrug: She's still my BFF.
Well sure, you had a rare instince were you actually got your money back. That is not the norm.

[Bluestreak]

Close friends and family? Absolutely yes. Family is usually the worst though.

My friends and I are constantly borrowing each others things. Usually, but not always, we're working together anyhow.

I do have 2 friends that I would trust absolutely anything with. They are more like my brothers.

[HurricaneHeather]

Well sure, you had a rare instince were you actually got your money back. That is not the norm.

Hmmm...well I wouldn't have loaned out that much money if I didn't think I would get it back. How on earth anyone can take several thousand dollars and not pay it back is beyond me.

My brothers always need like $50 here and $100 there. Like I said, I've never seen a return on that, but they are my brothers and that's different I guess.

[marko138]

Hmmm...well I wouldn't have loaned out that much money if I didn't think I would get it back. How on earth anyone can take several thousand dollars and not pay it back is beyond me.

My brothers always need like $50 here and $100 there. Like I said, I've never seen a return on that, but they are my brothers and that's different I guess.
People can, and do, take thousands from friends and never pay it back. Some friends they are.

[t-homo]

If they can afford to replace it. Hell I let a guy ride my bike at the track the same weekend i met him. We had mutual friends, but i had only talked to him online.