Ebay Bill Me Later?

[Porkchop]

Has anybody used the "Bill Me Later" function on SchmeEbay??? Does anybody know how it works? Do they send you a physical card, or is it just a digital account? They approved me for $801. :lol I have no idea why the extra $1 is in there....

I'm buying a larger item for a christmas gift, and they are offering no interest and no payments for 6 months. And $10 back. :lol: It might be a good idea for a big purchase. I'd probably never use it again after this. But I had a big school bill hit recently, and I dont want to put the purchase on an interest bearing account.

:idk:

[Homeslice]

No interest? Riiiiiiiiiggggght. Why would they keep pitching it to me every singe day if there was no profit on their part.

[RACER X]

cuz most people don't payoff the 0% in 6 mos, and then the XX% interest applies to the item for the 6 mos. prior.


looks like an ebay CC to me

[shmike]

cuz most people don't payoff the 0% in 6 mos, and then the XX% interest applies to the item for the 6 mos. prior.


looks like an ebay CC to me

Yep.

I don't know anything about the option but this seems like the most logical answer.

(Did I just quote Ed and then use the word "logical"?) :scratch:

[goof2]

Read the hell out of the terms and conditions to make sure there isn't anything to bite you. Off the top of my head I can think of fees over the life of the account (not just the loan), the account is difficult to cancel, the credit provider has a terrible history of customer service, etc. I wouldn't trust some random loan provider, particularly if I needed good credit for anything in the near future.

[HurricaneHeather]

I do work for eBay/PayPal, but I will not pretend to understand our products because that's not my job. But BML is a subsidiary of PayPal and the financing goes through PP. I have no idea if there are hidden fees, but BML is a growing part of our business now and I'm pretty sure it just works like a CC.

And, just like every other credit card, they make their money off people not paying their balance in full within 6 months.

[Homeslice]

Ebay recently got OWNED by a $30 million class-action lawsuit. I got a $37 check in the mail. :lol:

[Rangerscott]

I do work for eBay/PayPal, but I will not pretend to understand our products because that's not my job. But BML is a subsidiary of PayPal and the financing goes through PP. I have no idea if there are hidden fees, but BML is a growing part of our business now and I'm pretty sure it just works like a CC.

And, just like every other credit card, they make their money off people not paying their balance in full within 6 months.

But youre not indian.

[Particle Man]

(Did I just quote Ed and then use the word "logical"?) :scratch:

:lol: sit down and have a beer. It'll be okay

[Gas Man]

Ebay recently got OWNED by a $30 million class-action lawsuit. I got a $37 check in the mail. :lol:
:lol: Yeah mine was $5.38

[Homeslice]

But youre not indian.

:lol

[G-Rex]

But youre not indian.

Having met Heather, I can attest to this fact. LOL

[RACER X]

Ebay recently got OWNED by a $30 million class-action lawsuit. I got a $37 check in the mail. :lol:

Got my check in the mail today. Was made out for $0.09 Yup, 9 cents.