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View Full Version : Well....It happened


Rider
11-04-2008, 05:16 PM
I went down this morning... details to come later... I'm ok but bruised up pretty good. Don't know the condition of the bike yet.

Ducati Diva
11-04-2008, 05:18 PM
I went down this morning... details to come later... I'm ok but bruised up pretty good. Don't know the condition of the bike yet.

Sorry to hear that. Glad to hear your ok!! Hope all comes out well with the bike!

PhiSig1071
11-04-2008, 05:18 PM
Hope you're allright bro. Even if you're not hurting bad right now take some motrin or BC, 'cause if you don't you'll be feeling it later.

Hope the bike's not too bad.

the chi
11-04-2008, 05:23 PM
Goodness!! I hope your ok!

FT BSTRD
11-04-2008, 05:25 PM
Suck.

PiZdETS
11-04-2008, 05:25 PM
That sucks man, glad you're allright. Hope your gorgeous bike aint too bruised up.

Amber Lamps
11-04-2008, 05:45 PM
I'm so sorry man! I'm starting to wonder about the Bridgestones I bought. I was using them for both of my low sides and haven't had any problems since...:idk: Anyway,when you feel up to it let me know what happened and if you feel that the tires had anything to do with it. I hope that you feel better!

Mr Lefty
11-04-2008, 05:51 PM
so what was the reason? rider fault? tire slip? a yak escape the local zoo and take you out mid corner?

Hope your alright... how'd your gear hold up?

marko138
11-04-2008, 05:54 PM
Oh boy. Hope everything is cool.

t-homo
11-04-2008, 06:11 PM
Damn man. Hope you and the bike are alright.

DLIT
11-04-2008, 06:46 PM
Suck.

You're kidding us with the size of that sig, right?

Time to take advantage of insurance and mod the shit out of the bike...if it's not totaled. Glad you're alright.

No Worries
11-04-2008, 06:57 PM
You only have one body. You can always get another bike.

NONE_too_SOFT
11-04-2008, 07:08 PM
sorry ed. we're here for ya if you need anything.

itgirl
11-04-2008, 08:10 PM
yikes! that sux!

r!der
11-04-2008, 08:17 PM
sucks!...but good to hear you came out of it ok.

jalaan1
11-04-2008, 09:40 PM
sucks, but yur up and posting here so sounds like yur ok.

def. give us a sit rep. on the bike when ya get a chance.

Quick281
11-04-2008, 09:56 PM
Glad to hear your ok!

Captain Morgan
11-04-2008, 10:44 PM
Damn, Ed, I hate to hear that!! I hope you and the bike are okay.

Rider
11-05-2008, 08:15 AM
Ok here is the story.

It was a beaufiful day and was supposed to reach 72 degrees, so after I got home from voting, I called my insurance company and reinstated my full coverage since I dropped it to comprehensive last week. I get geared up head down the road. It was about 48 degrees so a little in the cold side.
I get to the end of my street, take a left anD accelerated to 40mph (speed limit is 35).

The road that I was on is pretty hilly and has some blind hills wher you cant see over the crest of the hill. I appriach the first hill on the street and when I ge to the crest, there was a dump truck carrying a load of ladscape rocks backing into a driveway and was taking up both lanes(single lane in each direction). I hit the brakes and lock up the wheels. The tires were cold, road was damp from moring dew, I'm going down hill and there is gravel on the road from a recent road repeir job. I was not slowing down and I knew I was going to hit the truck. As I neared the truck the wheels cought and highsided me. The bike continued to hit the truck while sliding on thr right side. I was thrown to the side, tumbled a few times and ended up behind the trucks rear wheels. The truck rolled up onto my left leg. The driver of the truck reacted quickly and pulled forward so that the truck was only on my leg for 3-4 seconds. I was able to then roll over onto my stomach. (11 was called and I got a trip to the emergecy room because the paramedics though my leg was broken.

Damage to me-
After x-rays were taken of my shoulder and left leg they determined tha I had no broken bones at all. What I do have is a sprained left shoulder ac joint and some bruising and some swelling on my left leg. No road rash at all.

Damage to the bike-
The bike will need new plasics all the way around. Both mirrors are scratched ans the turn signal lenses are broken, the left side rear set is bent, shift lever is bent, rear passenger prg is bent, right side bar end is scraped and the clutch lever is rashed, frint rim is scratched, exhaust can is scratched, right side engine case is scratched, and the chain guared is cracked. The frame doesnt have a mark on it and the gas tank was undamaged. The swing arm has a scuff on it but I dont think there is any damamge to it. The insurance adjuster is coming over this ming to look at.


So.. I have my left leg in a brace so I cant move it and I am on some pretty good pain pills. I will be off of work for a few days, but I will make a full recovery and the bike should be fixable.

Thank you all for your concern. I'll be back on 2 in the spring with a rebuilt bike.


I forgot to add that my gear held up well. A* gloves dont have a mark on them, Cortech textile jacket is dirty but not rashed, Shoei helmet is a scratched from the impact with the ground.

JoJoYZF
11-05-2008, 08:32 AM
Damn man that sucks. Glad to hear youre alright and hopefully the bike will be fixable, which it sounds like it will be. You made it out pretty good for how bad that couldve turned out.

marko138
11-05-2008, 08:48 AM
Damn brutha. Glad you are ok for the most part. Good gear pays for itself IMO. Every piece of gear I was wearing hit the ground when I low sided a few weeks ago.

Heal up.

firstcherokeekid
11-05-2008, 09:13 AM
Glad to hear you are ok. It could have been alot worse. And it is amazing that a dump truck ran over your leg and you have no broken bones. I am very impressed with your crashing skills man!!!!!!:rockwoot:

neebelung
11-05-2008, 09:39 AM
I went down this morning... details to come later... I'm ok but bruised up pretty good. Don't know the condition of the bike yet.

Oh crap!!!!! :panic: I'm glad you're okay!!!!

neebelung
11-05-2008, 09:41 AM
Ok here is the story.

It was a beaufiful day and was supposed to reach 72 degrees, so after I got home from voting, I called my insurance company and reinstated my full coverage since I dropped it to comprehensive last week. I get geared up head down the road. It was about 48 degrees so a little in the cold side.
I get to the end of my street, take a left anD accelerated to 40mph (speed limit is 35).

The road that I was on is pretty hilly and has some blind hills wher you cant see over the crest of the hill. I appriach the first hill on the street and when I ge to the crest, there was a dump truck carrying a load of ladscape rocks backing into a driveway and was taking up both lanes(single lane in each direction). I hit the brakes and lock up the wheels. The tires were cold, road was damp from moring dew, I'm going down hill and there is gravel on the road from a recent road repeir job. I was not slowing down and I knew I was going to hit the truck. As I neared the truck the wheels cought and highsided me. The bike continued to hit the truck while sliding on thr right side. I was thrown to the side, tumbled a few times and ended up behind the trucks rear wheels. The truck rolled up onto my left leg. The driver of the truck reacted quickly and pulled forward so that the truck was only on my leg for 3-4 seconds. I was able to then roll over onto my stomach. (11 was called and I got a trip to the emergecy room because the paramedics though my leg was broken.

Damage to me-
After x-rays were taken of my shoulder and left leg they determined tha I had no broken bones at all. What I do have is a sprained left shoulder ac joint and some bruising and some swelling on my left leg. No road rash at all.

Damage to the bike-
The bike will need new plasics all the way around. Both mirrors are scratched ans the turn signal lenses are broken, the left side rear set is bent, shift lever is bent, rear passenger prg is bent, right side bar end is scraped and the clutch lever is rashed, frint rim is scratched, exhaust can is scratched, right side engine case is scratched, and the chain guared is cracked. The frame doesnt have a mark on it and the gas tank was undamaged. The swing arm has a scuff on it but I dont think there is any damamge to it. The insurance adjuster is coming over this ming to look at.


So.. I have my left leg in a brace so I cant move it and I am on some pretty good pain pills. I will be off of work for a few days, but I will make a full recovery and the bike should be fixable.

Thank you all for your concern. I'll be back on 2 in the spring with a rebuilt bike.


I forgot to add that my gear held up well. A* gloves dont have a mark on them, Cortech textile jacket is dirty but not rashed, Shoei helmet is a scratched from the impact with the ground.

Oh holy shit... I'm glad you reinstated your insurance, glad you were all geared up and most of all, glad the truck driver was quick to react!!! Geezz..... :panic:

the chi
11-05-2008, 09:43 AM
Oh damn babe, that really sucks, but thankfully both you and the bike will make a full recovery!! Some kinda good luck must have been with you for that truck not to harm you!! *hugs*

How'd the family take it?

dReWpY
11-05-2008, 09:43 AM
good to hear your ok

azoomm
11-05-2008, 09:53 AM
:( Wow!! Really glad you are relatively OK - heal quickly and completely!

Did you get the information of the other driver? Any responsibility on his part because of blocking lanes??

NONE_too_SOFT
11-05-2008, 10:09 AM
yea those A* SP gloves are friggin great in a wreck. didnt even scuff my leather up when i went down in june.

i'm assuming you got the truck drivers ins information, as it doesnt seem like the accident was your fault?

marko138
11-05-2008, 10:14 AM
Seems to me the ax maybe his fault. Possibly driving too fast for conditions. I dont know what the deal is with blocking both lanes.

PhiSig1071
11-05-2008, 10:52 AM
Again, Glad you're ok! Ditch the helmet and get a new one, once it's got a ding in it like that it's usually no good anymore.

JoJoYZF
11-05-2008, 11:07 AM
Seems to me the ax maybe his fault. Possibly driving too fast for conditions. I dont know what the deal is with blocking both lanes.

Thats what I was thinking because if he says he came over a blind hill and didnt see them until it was too late theyd probably just tell him that he was going too fast.

Captain Morgan
11-05-2008, 12:16 PM
Again, glad you're okay. I'm wondering if you're going to have any problems with insurance since you had just increased it that morning. I hope your agent processed it right away and there is a time stamp. Otherwise, you may have the additional problem of your insurance company crying foul/fraud attempt. I was an agent for a brief time and you'd be surprised of the stories of fraud that occured. I just hope your insurance company doesn't give you any problems.

marko138
11-05-2008, 12:56 PM
Again, glad you're okay. I'm wondering if you're going to have any problems with insurance since you had just increased it that morning. I hope your agent processed it right away and there is a time stamp. Otherwise, you may have the additional problem of your insurance company crying foul/fraud attempt. I was an agent for a brief time and you'd be surprised of the stories of fraud that occured. I just hope your insurance company doesn't give you any problems.
Very true.

t-homo
11-05-2008, 01:07 PM
Damn man. Glad to hear you are both going to be alright. Got pretty lucky from how it sounds.

ceo012384
11-05-2008, 02:23 PM
Ed,

That sounds like a rough accident... the highside and the truck on your leg.... that shit is no joke.

I hope your recovery is a speedy and painless one.

Bikes can always be repaired or replaced.

-Christopher

Seems to me the ax maybe his fault. Possibly driving too fast for conditions. I dont know what the deal is with blocking both lanes.
Thats what I was thinking because if he says he came over a blind hill and didnt see them until it was too late theyd probably just tell him that he was going too fast.

It's Ed's fault, unfortunately.

If there are blind crests or curves on a road, you are supposed to adjust your speed (even far under the limit) accordingly to be able to safely react to anything that might be ahead.

The truck driver was not technically doing anything wrong, 3 point turns and other such maneuvers are legal as long as you signal properly beforehand that you will be doing them...

Antwanny
11-05-2008, 02:42 PM
Seems to me the ax maybe his fault. Possibly driving too fast for conditions. I dont know what the deal is with blocking both lanes.

Easy to prove it was his fault, he was going to fast for conditions. If he was not going to fast for conditions he could have stopped in time. Now the percentage at fault is differrent, thats determined by how good of a lawyer you and the opposing party has. (Good to hear your ok)
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Ship Sale (http://ship-sale.com/)

Mr Lefty
11-05-2008, 02:55 PM
sorry guys... this is NOT ed's fault... it'd be VERY hard to prove he was doing 5mph over the speed limit... the gravel from the recent paving and the cold conditions added to his accident. if those conditions lower the speed limit then there should have been a construction sign lowering the speed limit...

The dude was blocking the road... unless they can tell by a skid mark or what ever, that ed was traveling at a speed greater than 35, the truck driver is at fault. but there's no way they'll be able to tell his speed down to 5mph. shit at least on my bike.... I loose 5mph in an instant by shutting the throttle. so chances are he'd be under 35mph by the time he hit the brakes.

ceo012384
11-05-2008, 02:57 PM
sorry guys... this is NOT ed's fault... it'd be VERY hard to prove he was doing 5mph over the speed limit... the gravel from the recent paving and the cold conditions added to his accident. if those conditions lower the speed limit then there should have been a construction sign lowering the speed limit...

The dude was blocking the road... unless they can tell by a skid mark or what ever, that ed was traveling at a speed greater than 35, the truck driver is at fault. but there's no way they'll be able to tell his speed down to 5mph. shit at least on my bike.... I loose 5mph in an instant by shutting the throttle. so chances are he'd be under 35mph by the time he hit the brakes.
100% incorrect.

so sand on the road is a condition that makes an accident not someone's fault?

you must travel at a speed appropriate for the conditions or possible conditions. The speed limit is a guideline for the ABSOLUTE MAXIMUM that you should ever travel on a road in perfect conditions (you can get a ticket for speeding in the rain while going under the speed limit, for example...)

Obviously I feel bad that Ed crashed, but the accident is technically his fault.

Mr Lefty
11-05-2008, 03:06 PM
100% incorrect.

so sand on the road is a condition that makes an accident not someone's fault?

you must travel at a speed appropriate for the conditions or possible conditions. The speed limit is a guideline for the ABSOLUTE MAXIMUM that you should ever travel on a road in perfect conditions (you can get a ticket for speeding in the rain while going under the speed limit, for example...)

Obviously I feel bad that Ed crashed, but the accident is technically his fault.

in the eyes of the law as far as insurance... he came over a blind ridge... couldn't KNOW that there was sand/gravel on the road as there was no construction sign... that's why they reduce the speed in recent construction zones...

yes... Ed should have been going slower... but as far as who's at fault for the accident... it's the driver.

smileyman
11-05-2008, 03:11 PM
Anytime you crash it is your fault. Damn I hate it happened to you Ed but so glad to hear you will mend fast...Don't know how that truck didn't crush your leg!

And I am sure that when the insurance company sees your ambulance bill and Dr report they will know it wasn't done in the spirit of fraud!!!

I remember hitting a raccoon on a rain slicked AR highway and crashing...The Trooper wrote me up for "Driving too fast for conditions" and then gave me a very stern look when I asked "What speed is appropriate for hitting a raccoon?"

Bottom line was even though I was going 55 I lost control and it has to be someones fault! Now the truck in the story should have had a flagger, no excuses there and if the insurance company doesn't make Ed whole again he has a shot at proving their incompetence and getting a reasonable (not sizable) settlement just to keep their insurance from paying, but that is only if Ed's insurance company doesn't adequately compensate him for his loss...

Mr Lefty
11-05-2008, 03:16 PM
what i'm saying is in the eyes of the insurance company and law it's not ed's fault.

yes... in reality it's always your fault... you could have done something to prevent it. even when blind sided... you could have paid more attention to your surroundings. I'm all about self responsibility... I'm not saying Ed wasn't traveling to fast... I'm saying from the insurance stand point, and law's eyes... he's not at fault.


either way... hope you heal up quick... but look on the bright side... at most your cutting your season a week or two short... and get time to fully heal up and get your bike back to 100%

smileyman
11-05-2008, 03:35 PM
Yeah i got ya Ebbs...There must have been a ton of debris in that intersection you flipped in...I KID, I KID:sorry:

Rider
11-05-2008, 03:41 PM
Michigan is a no fault state so that part doesn't matter. In any case they measured the skid mark at 83 feet. I don't know what that translates into speed, but with cold tires, rock pebbles being in the road and going down hill, I couldn't have been going that fast. The insurance adjuster said she's seen many wrecked bikes and that mine looks like a 25mph low side. There was a police report so there is no problem with the insurance part. They came out to look at the bike this morning. I don't have hard numbers yet but she was estimating about $4-$5K worth of damage. She said I needed to get my bike into a shop so they can give a full estimate and they will base the repair cost off of what the shop says it will cost. Since it is only cosmetic damage I will do the repairs myself.

The only thing I can say that the truck driver did wrong was that he didn't have a flagger at the top of the hill to stop traffic. :idk:

ceo012384
11-05-2008, 04:45 PM
in the eyes of the law as far as insurance... but as far as who's at fault for the accident... it's the driver.
what i'm saying is in the eyes of the insurance company and law it's not ed's fault.

... I'm saying from the insurance stand point, and law's eyes... he's not at fault.
No, that's my point. In the eyes of the law and the insurance, it's Ed's fault.

No other vehicle hit him or made a left turn from the right hand lane into him or anything like that.

Crashing a vehicle to avoid conditions/roadblocks/wet/gravel/etc is always legally the operator's fault.

It was a single vehicle accident where he crashed his bike = his fault.

anyways, sorry for the hijack.

R1up0n1
11-05-2008, 04:48 PM
ehhh who cares who's fault it is....shit happends that you can't react in time. That's why we have insurance...either way he is covered to heal up and fix his bike back up so he can ride again.
Just glad your ok man.

Antwanny
11-05-2008, 05:18 PM
100% incorrect.

so sand on the road is a condition that makes an accident not someone's fault?

you must travel at a speed appropriate for the conditions or possible conditions. The speed limit is a guideline for the ABSOLUTE MAXIMUM that you should ever travel on a road in perfect conditions (you can get a ticket for speeding in the rain while going under the speed limit, for example...)

Obviously I feel bad that Ed crashed, but the accident is technically his fault.

my old man was a cop and he said after just about every car accident there was a speeding ticket, " if you weren't driving too fast for conditions/tailgating you would have had time to react and you would not have crashed."

But blame aside get well soon.
________
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smileyman
11-05-2008, 05:30 PM
I had a friend who panick braked on a wet road to avoid a rear end accident in front of him...He slid to a stop mere inches from the 2 wrecked cars only to be hit from behind and pushed into the accident.

The officer on scene ticketed each driver including my friend with following to close...Life really sucks sometimes. Each auto's insurance company had to pick up the tab of the car in front of it...

Carolina
11-05-2008, 05:31 PM
My crash was almost like that. No dump truck, a car and no backing on me just couldn't stop:idk: I was only going 32 in a 25 according to the police report. I got a citation but no speeding ticket and no court yayyyy,but it was on a military installation so idk in your case.

well at least you didn't break your wrist. I'm still trying to figure out what the fuck I did or didn't do oh well bikes gone i'm good and i'll be getting something else when my wrist fully heals in JAN,FEB


Glad your alright though

NEW469
11-05-2008, 07:37 PM
I went down this morning... details to come later... I'm ok but bruised up pretty good. Don't know the condition of the bike yet.


Goodspeed on the recovery:dthumb:

DLIT
11-05-2008, 08:31 PM
Did you have frame sliders on? Is it possible that they coulda reduced some of the damage, if you don't have them on already?

Cutty72
11-05-2008, 08:59 PM
Heal up soon man so you can start modding that sucker!

jeeps84
11-05-2008, 11:34 PM
Wishing you a get well.

The bike is most likely totaled from your description. Ask to retain salvage. They just deduct the buy back amount from check. I assuming you still owe on it. Translating, they would pay all but 1 or 2 G's. That would leave you with a wrecked bike but owing very lil depending on amount owed.

Rider
11-06-2008, 11:01 AM
Did you have frame sliders on? Is it possible that they coulda reduced some of the damage, if you don't have them on already?

No frame sliders. Not sure they would have saved much since there is no damage to the frame, swing arm, or gas tank. The headlight assembly is fully in tact.

Full set of plastics, rear sets, brake lever, passenger pegs, front rim, right side engine cover, the entire exhaust, front brake lever, rear brake lever, right side bar end are all that is messed up. Sliders might have helped the engine cover but that's about it.

dReWpY
11-06-2008, 11:04 AM
was this your first get off on the street?

Rider
11-06-2008, 11:04 AM
Wishing you a get well.

The bike is most likely totaled from your description. Ask to retain salvage. They just deduct the buy back amount from check. I assuming you still owe on it. Translating, they would pay all but 1 or 2 G's. That would leave you with a wrecked bike but owing very lil depending on amount owed.

The insurance company is saying somewhere between 4-5K in damage. So it's not going to be totaled since the bike is worth 10K. It's at the dealer right now getting a quote form them. I'm good friends with the parts manager there so he will take 20% off all the parts I need, so I might be able to pocket some cash. I will also do most of the labor myself since it's all bolt on parts. I'm definitely going to end up with some new rear sets and a full exhaust system since the can AND the header are scratched.

Rider
11-06-2008, 11:06 AM
was this your first get off on the street?

Yes it was.

dReWpY
11-06-2008, 11:07 AM
sucks

Rider
11-06-2008, 11:11 AM
sucks

Yeah but I'll be ok and the bike will be fixed. It does suck but it happens.

It's funny because there was a discussion a few weeks ago on this board about ABS. At the tome I said I wasn't sure about them, but now I'm convinced that if I had them, this wreck might have been prevented.

Mr Lefty
11-06-2008, 02:16 PM
Yeah i got ya Ebbs...There must have been a ton of debris in that intersection you flipped in...I KID, I KID:sorry:

actually there was... oil, pieces of metal... and crap everywhere... course that was AFTER :lol:

ontwo
11-06-2008, 05:09 PM
Glad you're ok, dude

marko138
11-06-2008, 07:16 PM
I was super pissed when I crashed a few weeks ago. You're right, shit happens. You rebuild and get back on. It sucks...but it's not the end of the world. My shit's back together and you can't even tell it slid across the pavement. I'm sure you'll will be the same in due time.

Gas Man
11-07-2008, 11:01 AM
Michigan is a no fault state so that part doesn't matter. In any case they measured the skid mark at 83 feet. I don't know what that translates into speed, but with cold tires, rock pebbles being in the road and going down hill, I couldn't have been going that fast. The insurance adjuster said she's seen many wrecked bikes and that mine looks like a 25mph low side. There was a police report so there is no problem with the insurance part. They came out to look at the bike this morning. I don't have hard numbers yet but she was estimating about $4-$5K worth of damage. She said I needed to get my bike into a shop so they can give a full estimate and they will base the repair cost off of what the shop says it will cost. Since it is only cosmetic damage I will do the repairs myself.

The only thing I can say that the truck driver did wrong was that he didn't have a flagger at the top of the hill to stop traffic. :idk:


Glad you're ok man. Let me know if I can help at all.

What insurance company? What did they say about the accident itself?

Rider
11-07-2008, 01:26 PM
Glad you're ok man. Let me know if I can help at all.

What insurance company? What did they say about the accident itself?

Thanks Gas,

I will probably need help rebuilding the bike. I'm going to try to do it all myself since it's all cosmetic. Insurance in Liberty Mutual. The police report said I was going 36mph (speed limit was 35)according to the skid marks. No citation will be issued and the case is closed. My medical bills are being taken care of by the drivers of the trucks insurance because in the state of Michigan, the law doesn't consider a motorcycle a motorized vehicle and no mater who is at fault, when a motorcycle is involved in a wreck with a motorized vehicle, the insurance company for that vehicle pays for all medical bills.

I'm healing up quick though.

NONE_too_SOFT
11-07-2008, 01:31 PM
Thanks Gas,

I will probably need help rebuilding the bike. I'm going to try to do it all myself since it's all cosmetic. Insurance in Liberty Mutual. The police report said I was going 36mph (speed limit was 35)according to the skid marks. No citation will be issued and the case is closed. My medical bills are being taken care of by the drivers of the trucks insurance because in the state of Michigan, the law doesn't consider a motorcycle a motorized vehicle and no mater who is at fault, when a motorcycle is involved in a wreck with a motorized vehicle, the insurance company for that vehicle pays for all medical bills.

I'm healing up quick though.


the rebuild will be a good project for you this winter. I had fun with mine.

Gas Man
11-07-2008, 02:01 PM
Well we have some distance Ed, but Mi casa su casa

pickle.of.doom
11-07-2008, 02:58 PM
Damn, sorry to hear it Rider. Could have been a lot worse. Hell of a good call on making that shout to your insurance company though!

marko138
11-07-2008, 03:00 PM
Well we have some distance Ed, but Mi casa su casa
Mi casa es su casa, amigo.

Gas Man
11-07-2008, 03:05 PM
Mi casa es su casa, amigo.
mucho gracious senior

LeeNetworX
11-07-2008, 03:09 PM
Ok here is the story.

It was a beaufiful day and was supposed to reach 72 degrees, so after I got home from voting, I called my insurance company and reinstated my full coverage since I dropped it to comprehensive last week.

Is your insurance company giving you any guff about that? (dropping then suddenly reinstating coverage, right before you wrecked)

Sucks about the whole deal - heal up quick. And good luck dealing with the insuance company.

Rider
11-07-2008, 03:13 PM
Is your insurance company giving you any guff about that? (dropping then suddenly reinstating coverage, right before you wrecked)

Sucks about the whole deal - heal up quick. And good luck dealing with the insuance company.

No not really. They have on record that I called at 8:32am and the police report said the accident happened about 9am. So they said I was covered.

LeeNetworX
11-07-2008, 03:15 PM
No not really. They have on record that I called at 8:32am and the police report said the accident happened about 9am. So they said I was covered.

I'm impressed. Based on our past experience with them, Liberty Mutual sucks big time in my book. Me no like them.

Mr Lefty
11-07-2008, 03:16 PM
i'm impressed. Based on our past experience with them, liberty mutual sucks big time in my book. Me no like them.
state farm ftgdmfw!

LeeNetworX
11-07-2008, 03:18 PM
state farm ftgdmfw!

They are good, we've used them in the past. We have Allstate at the moment for home and auto, and Dairyland for moto. No complaints with them, either.

Rider
11-07-2008, 03:19 PM
I'm impressed. Based on our past experience with them, Liberty Mutual sucks big time in my book. Me no like them.

Well I have yet to see a check from them.

LeeNetworX
11-07-2008, 03:20 PM
Well I have yet to see a check from them.

I'm sure you'll get a check. But just wait for your rate increase. : (

Rider
11-07-2008, 03:24 PM
I'm sure you'll get a check. But just wait for your rate increase. : (

They increase my rates and I'm gone. Just on principle, even if I cant get a cheaper rate anywhere else, I'll still leave.

PhiSig1071
11-07-2008, 04:59 PM
Any pics of the bike? Now that we know you're going to be allright I'd kinda like to see how the bike and gear held up.

marko138
11-08-2008, 10:38 AM
They increase my rates and I'm gone. Just on principle, even if I cant get a cheaper rate anywhere else, I'll still leave.
I never got that...if rates are increased as soon as we need the insurance...WHAT THE FUCK HAVE I BEEN PAYING FOR ALL THIS TIME?????

jeeps84
11-08-2008, 10:41 AM
I never got that...if rates are increased as soon as we need the insurance...WHAT THE FUCK HAVE I BEEN PAYING FOR ALL THIS TIME?????

insurance that your rates wont go up till you need it.

marko138
11-08-2008, 10:44 AM
Which is bullshit....they are just gonna skyrocket anyway...why not lower them until I need it...then raise it anyway.

jeeps84
11-08-2008, 10:46 AM
Which is bullshit....they are just gonna skyrocket anyway...why not lower them until I need it...then raise it anyway.

Drive long enough and safe enough. Thats what you get. Fuck up and get screwed for years.

marko138
11-08-2008, 10:47 AM
Drive long enough and safe enough. Thats what you get. Fuck up and get screwed for years.
Exactly.

Rider
11-09-2008, 10:10 AM
Any pics of the bike? Now that we know you're going to be allright I'd kinda like to see how the bike and gear held up.

No pics of the bike yet, it's up at the dealer right now. I'll get pics of my gear though.

marko138
11-09-2008, 01:49 PM
No pics of the bike yet, it's up at the dealer right now. I'll get pics of my gear though.
What were you wearing?

Rider
11-09-2008, 02:50 PM
What were you wearing?

Shoei Helmet, Cortech textile jacket, and A* gloves.

marko138
11-09-2008, 03:20 PM
Shoei Helmet, Cortech textile jacket, and A* gloves.
You were riding w/o pants? http://i102.photobucket.com/albums/m95/markgraves138/smilies/party0053.gif

Trip
11-09-2008, 03:23 PM
Damn, sorry to hear that bro. Glad you came out ok

Rider
11-10-2008, 08:47 AM
You were riding w/o pants? http://i102.photobucket.com/albums/m95/markgraves138/smilies/party0053.gif

I had on dress slacks(I was on my way to work).... :panic: The only road rash I have is smaller than a business card and it barely broke the skin. Its just below my right knee on the outside of my calf.... exactly where knee pucks would sit. It never bled. I've had worse raspberries sliding into second base playing baseball.. :idk:

marko138
11-10-2008, 08:53 AM
I had on dress slacks(I was on my way to work).... :panic: The only road rash I have is smaller than a business card and it barely broke the skin. Its just below my right knee on the outside of my calf.... exactly where knee pucks would sit. It never bled. I've had worse raspberries sliding into second base playing baseball.. :idk:
Thats good. I'd say you got lucky on that one.

Rider
11-10-2008, 08:56 AM
Thats good. I'd say you got lucky on that one.

Yeah I got lucky... The fact that my left leg got run over by a dump truck full of landscaping rocks ..and it didn't break my leg... Someone was looking out for me.

marko138
11-10-2008, 08:57 AM
Yeah I got lucky... The fact that my left leg got run over by a dump truck full of landscaping rocks ..and it didn't break my leg... Someone was looking out for me.
Most definately.

Digifox
11-10-2008, 09:42 AM
DAYUM! ! !
you lucky! ! !

Could have ended up ALOT worse!

PhiSig1071
11-10-2008, 11:10 AM
I'm literally still shaking my head when I think about the dump truck.

Rider
11-10-2008, 11:19 AM
The shop just called. They are considering the bike a total loss. $9711 to fix it. :panic: I wonder what my insurance company will say to that. They estimated $3600 worth of damage. My insurance company has not called the shop yet and boy are they going to get a surprise. Literally a new exhaust, track plastics, front wheel, and rear sets, this bike will be a killer track bike. Frame, engine, swingarm, forks, triple tree, clip ons, headlight, taillight, and gas tank are all pristine.

marko138
11-10-2008, 11:21 AM
The shop just called. They are considering the bike a total loss. $9711 to fix it. :panic: I wonder what my insurance company will say to that. They estimated $3600 worth of damage. My insurance company has not called the shop yet and boy are they going to get a surprise. Literally a new exhaust, track plastics, front wheel, and rear sets, this bike will be a killer track bike. Frame, engine, swingarm, forks, triple tree, clip ons, headlight, taillight, and gas tank are all pristine.
If they are pristine why such a price tag? It obviously needs a bit of work.

PhiSig1071
11-10-2008, 11:24 AM
Check because you might be able to buy the bike back. In FL it's a 20/80 rule. If the damage is more than 80% of the insured value then it's totaled, and you can buy it back for 20% of the insured value.

EDIT: Marko, they might include cost of labor, plus OEM parts are fucking expensive as hell. I'll bet the OEM exhaust and rim alone would cost $2500.

marko138
11-10-2008, 11:33 AM
Yeah good point.

Rider
11-10-2008, 11:34 AM
Check because you might be able to buy the bike back. In FL it's a 20/80 rule. If the damage is more than 80% of the insured value then it's totaled, and you can buy it back for 20% of the insured value.

EDIT: Marko, they might include cost of labor, plus OEM parts are fucking expensive as hell. I'll bet the OEM exhaust and rim alone would cost $2500.


The OEM exhaust system is over $2500 alone and $75/hour shop labor rate makes things add up quick.

PhiSig1071
11-10-2008, 11:37 AM
The OEM exhaust system is over $2500 alone and $75/hour shop labor rate makes things add up quick.

Damn, that's a hell of a lot more than I was guessing. Plus they'll replace everything, for instance on the rim, they'll replace the rim, brake discs, bearings, etc all individually.

Particle Man
11-10-2008, 12:16 PM
Yeah I got lucky... The fact that my left leg got run over by a dump truck full of landscaping rocks ..and it didn't break my leg... Someone was looking out for me.

jesus christ! that's some messed up shit.



Back on topic, sucks that you went down but sounds like it could have been much worse.

Rider
11-10-2008, 12:18 PM
jesus christ! that's some messed up shit.



Back on topic, sucks that you went down but sounds like it could have been much worse.

It could have been much worse. I'm alive... and with all my original parts in tact.

Rider
11-10-2008, 04:22 PM
UPDATE!

Looks like the bike is going to be totaled. $9711 worth of damage. Frame, Swing arm, sub frame, and forks are perfect. I may buy it back and just part the fucker out. :idk: I don't know what the buy back price is. Anyone looking for a track bike?

the chi
11-10-2008, 04:27 PM
UPDATE!

Looks like the bike is going to be totaled. $9711 worth of damage. Frame, Swing arm, sub frame, and forks are perfect. I may buy it back and just part the fucker out. :idk: I don't know what the buy back price is. Anyone looking for a track bike?

bring her to FL, i'll take her off your hands cheap! :wink:

Glad to hear your healing up good...

ftr, I have never had a hike in rates after any of my random accidents...only the standard regulated hikes...thats with Allstate...never had to deal with State Farm on the MC yet...

Amber Lamps
11-10-2008, 09:41 PM
UPDATE!

Looks like the bike is going to be totaled. $9711 worth of damage. Frame, Swing arm, sub frame, and forks are perfect. I may buy it back and just part the fucker out. :idk: I don't know what the buy back price is. Anyone looking for a track bike?

Ask about buying it back and I'll let you know depending on price and pics.

Rider
11-11-2008, 08:15 AM
Ask about buying it back and I'll let you know depending on price and pics.

Hopefully I find out soon. The insurance company is dragging their feet.

marko138
11-11-2008, 08:59 AM
Whats the plan for a new ride? Another Zuk? Something else?

Rider
11-11-2008, 09:07 AM
Whats the plan for a new ride? Another Zuk? Something else?

Don't know. I may not ride again. My knee is messed up pretty good.

marko138
11-11-2008, 09:12 AM
Don't know. I may not ride again. My knee is messed up pretty good.
How so? You don't think it'll heal enough to get back on? Or is is teh position of a SS? Maybe something a bit more comfortable would work.

Rider
11-11-2008, 09:16 AM
How so? You don't think it'll heal enough to get back on? Or is is teh position of a SS? Maybe something a bit more comfortable would work.

Yeah I had knee problems before I even started riding on the street. Now I don't know, I cant hardly bend my knee at all without pain. When a dump truck rolls over your leg it fucks your shit up. If I was going to buy something right now... It would probably be a motard or a VFR800. Something a little more upright and comfortable. I wouldn't rule out a Buell street fighter either.

the chi
11-11-2008, 09:33 AM
Nooooooooooo...where would you be without riding?! This is terrible...:panic:

Katherine
11-11-2008, 09:34 AM
Aw, Rider. I'm sorry to read all of this. You love riding. Are you sure about giving it up?

Rider
11-11-2008, 09:40 AM
Aw, Rider. I'm sorry to read all of this. You love riding. Are you sure about giving it up?

I don't know yet. Really. I keep thinking that if I had tumbled another 2 feet further, it would have been my head or chest under the wheel of the truck and not my leg. I got real lucky. I have 2 kids to think about.

The thing about it is. There was NOTHING I could have done differently that could have avoided that accident. I did everything right but shit just happens. Had I been screwing around or even just speeding, I could chalk it up to a dumb mistake. This was no mistake on my part. I have all winter to think about it though.

marko138
11-11-2008, 09:40 AM
Yeah I had knee problems before I even started riding on the street. Now I don't know, I cant hardly bend my knee at all without pain. When a dump truck rolls over your leg it fucks your shit up. If I was going to buy something right now... It would probably be a motard or a VFR800. Something a little more upright and comfortable. I wouldn't rule out a Buell street fighter either.
You always think about hanging it up after a crash. My shitty low side gave me the same thoughts. Heal up...see how it feels...then think about it again. The toughest part is waiting a long time to get back on the bike. The sooner you can get back on the better.


The first time I crashed I didn't ride again for 3 months. The first ride was tough. The low side I had a month ago wasn't as bad....as soon as my parts came in I rode again...only a two and a half week lay off.

Ducati Diva
11-11-2008, 09:44 AM
Yeah I had knee problems before I even started riding on the street. Now I don't know, I cant hardly bend my knee at all without pain. When a dump truck rolls over your leg it fucks your shit up. If I was going to buy something right now... It would probably be a motard or a VFR800. Something a little more upright and comfortable. I wouldn't rule out a Buell street fighter either.

Even with knee probs you don't have to give up riding. You may need to go to a more cruiser oriented bike but not have to stop all together. Good luck I hope you feel better soon!

PhiSig1071
11-11-2008, 09:45 AM
The thing about it is. There was NOTHING I could have done differently that could have avoided that accident. I did everything right but shit just happens. Had I been screwing around or even just speeding, I could chalk it up to a dumb mistake. This was no mistake on my part. I have all winter to think about it though.

That kind of wreck is a one in a million occurrence, so the chances of another wreck where you have done nothing wrong and it still reaches up and bites you are pretty slim. That having been said, riding is risky, and always will be.

Katherine
11-11-2008, 09:47 AM
I don't know yet. Really. I keep thinking that if I had tumbled another 2 feet further, it would have been my head or chest under the wheel of the truck and not my leg. I got real lucky. I have 2 kids to think about.

The thing about it is. There was NOTHING I could have done differently that could have avoided that accident. I did everything right but shit just happens. Had I been screwing around or even just speeding, I could chalk it up to a dumb mistake. This was no mistake on my part. I have all winter to think about it though.

I know what you're going through. Have you thought about the track more and street less?

Rider
11-11-2008, 09:48 AM
I know what you're going through. Have you thought about the track more and street less?

That could be an option. :idk:

Katherine
11-11-2008, 09:50 AM
After riding with you in Indy, I think you'd be great on the track. It'll satisfy that riding need and can do it with the most amount of precaution. People still get hurt out there, but it's usually due to their own errors.

the chi
11-11-2008, 09:52 AM
After riding with you in Indy, I think you'd be great on the track. It'll satisfy that riding need and can do it with the most amount of precaution. People still get hurt out there, but it's usually due to their own errors.


The woman spouts truth!! I know several people these days that save most of their riding for the track and are happy doing so.

azoomm
11-11-2008, 09:54 AM
After riding with you in Indy, I think you'd be great on the track. It'll satisfy that riding need and can do it with the most amount of precaution. People still get hurt out there, but it's usually due to their own errors.

And, it's much more controlled. Meaning, if there is injury to body or bike it is usually managed.

I don't want to paint the picture that nothing will happen at the track... but the likelyhood of outside forces causing something is much more slim.

I'm sorry your brain is into such a spin. Heal well, heal quickly and completely. THEN, make decisions. Don't ever decide anything until you are well.

Rider
11-11-2008, 09:55 AM
I'll have to wait and see how my knee feels.

Katherine
11-11-2008, 09:57 AM
I just want you happy, Ed. I know riding is a source of joy for you. It'd suck to see you tuck it away because of this. I'd understand it, of course, but it'd suck all the same.

Before you give it up all together, would you try a track day or at least attend one?

Amber Lamps
11-11-2008, 05:18 PM
I'll have to wait and see how my knee feels.

I'm sorry you feel that way buddy...if I was still in Mi.I'd go hang out and talk to you about it in person...

The thing is Ed,there are very few people that understand how you feel better than I do. I have been where you are many times. To be honest,what you will determine in the next few weeks is how much you love riding. I remember that your wife was dead set against you buying this bike and I'm sure you're getting a full on assault of "I told you so"s. I also know that you have children and I'm sure that weighs on your mind. Take your time and weigh all of the variables. Remember one thing,you can always come back to riding. You have to be a father to your children and a husband to your wife first and foremost. People that dish out the "I'll do what I want and that bitch can just suck it up attitude" don't understand what a marriage and family are all about. Do what you have to to heal up,get your mind right and keep peace in your home.

JoJoYZF
11-11-2008, 08:18 PM
I'm sorry you feel that way buddy...if I was still in Mi.I'd go hang out and talk to you about it in person...

The thing is Ed,there are very few people that understand how you feel better than I do. I have been where you are many times. To be honest,what you will determine in the next few weeks is how much you love riding. I remember that your wife was dead set against you buying this bike and I'm sure you're getting a full on assault of "I told you so"s. I also know that you have children and I'm sure that weighs on your mind. Take your time and weigh all of the variables. Remember one thing,you can always come back to riding. You have to be a father to your children and a husband to your wife first and foremost. People that dish out the "I'll do what I want and that bitch can just suck it up attitude" don't understand what a marriage and family are all about. Do what you have to to heal up,get your mind right and keep peace in your home.

That covers it very well.

Rider, you obviously understand your priorities and Im sure youll come up with a solution that suits you the best. Good luck on you recovery and just think, if you decide to go track only, you have a sick track toy waiting for you.

Amber Lamps
11-11-2008, 09:55 PM
That covers it very well.

Rider, you obviously understand your priorities and Im sure youll come up with a solution that suits you the best. Good luck on you recovery and just think, if you decide to go track only, you have a sick track toy waiting for you.

Seriously,if the buy back is under $2000,you'd be almost crazy not to keep it....

JoJoYZF
11-11-2008, 11:44 PM
Seriously,if the buy back is under $2000,you'd be almost crazy not to keep it....

No doubt. If the buy back is only 2k, Im tempted to go up to MI and rebuild it myself.

Cutty72
11-11-2008, 11:56 PM
I'm sorry you feel that way buddy...if I was still in Mi.I'd go hang out and talk to you about it in person...

The thing is Ed,there are very few people that understand how you feel better than I do. I have been where you are many times. To be honest,what you will determine in the next few weeks is how much you love riding. I remember that your wife was dead set against you buying this bike and I'm sure you're getting a full on assault of "I told you so"s. I also know that you have children and I'm sure that weighs on your mind. Take your time and weigh all of the variables. Remember one thing,you can always come back to riding. You have to be a father to your children and a husband to your wife first and foremost. People that dish out the "I'll do what I want and that bitch can just suck it up attitude" don't understand what a marriage and family are all about. Do what you have to to heal up,get your mind right and keep peace in your home.



Holy shit Tigs, that's the most sensible and thoughtful thing I've ever seen you post! :panic:

Rider... shake it off, heal up and see what's happening then, it's all you can do.
As for the bike... a new(ish) 750 for cheap, excelent track bike!

Amber Lamps
11-11-2008, 11:58 PM
Holy shit Tigs, that's the most sensible and thoughtful thing I've ever seen you post! :panic:

Rider... shake it off, heal up and see what's happening then, it's all you can do.
As for the bike... a new(ish) 750 for cheap, excelent track bike!


Hey now I am fucking human you know! Jesus! That's the last nice thing I'll ever say in open forum!!! Yeesh!

Amber Lamps
11-12-2008, 12:00 AM
No doubt. If the buy back is only 2k, Im tempted to go up to MI and rebuild it myself.

my pay out was $9100 and my buy back was $1200....

Rider
11-12-2008, 08:33 AM
Thanks for all the moral support guys. :twfix: This is why this place rocks.

I have an appointment to have an MRI done on my left leg. I still have some numbness in my leg and it's not getting any better after a week. My ankle is now turning purple and swelling up and it wasn't injured at all. All the blood is draining from my bruised knee into my ankle. I ran out of pain meds, and I called to see if I could get some more. I'll be picking up some more Vicodin and Flexoril after work.

Amber Lamps
11-12-2008, 08:25 PM
Thanks for all the moral support guys. :twfix: This is why this place rocks.

I have an appointment to have an MRI done on my left leg. I still have some numbness in my leg and it's not getting any better after a week. My ankle is now turning purple and swelling up and it wasn't injured at all. All the blood is draining from my bruised knee into my ankle. I ran out of pain meds, and I called to see if I could get some more. I'll be picking up some more Vicodin and Flexoril after work.


Oh man,I have been there dude! Whatever you do,stay off that leg and do what you are told by the doctors! Be patient and try to keep your head up Bro! Try not to worry about the "what ifs" and concentrate on the now and the next moment. Be positive!!! You have people that love you and that are there for you. Pull that into yourself and hold it close for support when things get difficult and you will be just fine,I'm sure!

Gas Man
11-14-2008, 09:04 PM
Rider... well you have all winter to think it over...

101lifts2
11-14-2008, 09:59 PM
sorry guys... this is NOT ed's fault... it'd be VERY hard to prove he was doing 5mph over the speed limit... the gravel from the recent paving and the cold conditions added to his accident. if those conditions lower the speed limit then there should have been a construction sign lowering the speed limit...

The dude was blocking the road... unless they can tell by a skid mark or what ever, that ed was traveling at a speed greater than 35, the truck driver is at fault. but there's no way they'll be able to tell his speed down to 5mph. shit at least on my bike.... I loose 5mph in an instant by shutting the throttle. so chances are he'd be under 35mph by the time he hit the brakes.

Rider ran into the truck while the truck was in the lane which makes it his fault. Now, whether the cop wants to give him a ticket because of the gravel and wet conditions is up to the cop. I'm not saying he was doing anything wrong, but the truck isn't the one that lost control.

Sorry about the crash dude...you got hella lucky with a truck on your leg...real lucky. Heal up bro...

I lived in MI for 7 years...what city are u in?

ceo012384
11-15-2008, 09:45 PM
That is a perfect track bike.

You can buy it back at auction for a couple grand and still have money for track parts and a street bike.

Rider
11-19-2008, 01:35 PM
Rider ran into the truck while the truck was in the lane which makes it his fault. Now, whether the cop wants to give him a ticket because of the gravel and wet conditions is up to the cop. I'm not saying he was doing anything wrong, but the truck isn't the one that lost control.

Sorry about the crash dude...you got hella lucky with a truck on your leg...real lucky. Heal up bro...

I lived in MI for 7 years...what city are u in?

The truck was perpendicular to the rode backing into a driveway blocking both lanes of traffic just over the crest of a hill. There was no lose of control is was not being able to stop in time from a vehicle blocking the road over a blid hill.

I'm in Grand Rapids. I grew up in in So Cal though.

Rider
11-19-2008, 01:52 PM
That is a perfect track bike.

You can buy it back at auction for a couple grand and still have money for track parts and a street bike.

I just heard back from the insurance company. Buy back is $2440 and it requires a scrap title since the damage was more than 91% of the value. Scrap title means it is no longer road worthy and can only ever be made into a track bike. It cant be titled for street use.

Doesn't matter to me, I wont buy it back anyway, but come on $9700 worth of damage? I find it hard to believe. But oh well...... That is the insurance companies problem now and not mine.

Oh another good thing is that if I get another bike, they cover the replacement value, so I can get an 09 or left over 08 for free. Otherwise if I just cash out, it just a check for market value of my old bike.

NONE_too_SOFT
11-19-2008, 02:05 PM
go for an 09 ed, dew it dew it.

Amber Lamps
11-19-2008, 02:07 PM
09 GSXR1000....mmm mmmm good!

Rider
11-19-2008, 02:09 PM
go for an 09 ed, dew it dew it.

09 what? CBR? R6? Nothing says I HAVE to get a gixxer, just something equivalent in value. I have all winter to lust over something.

ontwo
11-19-2008, 02:11 PM
Go with the GSXR. You know how great that bike was. Why venture into the unknown:idk:

Rider
11-19-2008, 02:14 PM
Go with the GSXR. You know how great that bike was. Why venture into the unknown:idk:

If I go that route it will be all black this time.

Amber Lamps
11-19-2008, 02:15 PM
Go with the GSXR. You know how great that bike was. Why venture into the unknown:idk:

Good point but with them footing the bill...what about a slightly used/left over 1098? Or the RC8? I don't know but if they're giving you full retail for your bike,I bet you could get a huge deal on an '08 WHATEVER right now!!!

AquaPython
11-19-2008, 02:20 PM
:nopicsbs:

Rider
11-19-2008, 02:22 PM
Good point but with them footing the bill...what about a slightly used/left over 1098? Or the RC8? I don't know but if they're giving you full retail for your bike,I bet you could get a huge deal on an '08 WHATEVER right now!!!

Those are out of the question. I would never find a leftover 848 let alone a 1098 for the price of an 09 gixxer. RC8? that's an 09 and it would even be close.

ceo012384
11-19-2008, 02:57 PM
I just heard back from the insurance company. Buy back is $2440 and it requires a scrap title since the damage was more than 91% of the value. Scrap title means it is no longer road worthy and can only ever be made into a track bike. It cant be titled for street use.

Doesn't matter to me, I wont buy it back anyway, but come on $9700 worth of damage? I find it hard to believe. But oh well...... That is the insurance companies problem now and not mine.

Oh another good thing is that if I get another bike, they cover the replacement value, so I can get an 09 or left over 08 for free. Otherwise if I just cash out, it just a check for market value of my old bike.
DUDE. you get your bike back and 7300 bucks in your pocket and you're not considering that?

Jesus, you can buy track plastics and an exhaust and some wheels off the WERA boards for cheap, then buy a 2-3 year old 600SS for five grand for the street, and still have money for a track day or two left over. If you go with a replacement, you have a 2 year newer bike but so what? This is the perfect opportunity to expand your stable.

Epic win.

Those are out of the question. I would never find a leftover 848 let alone a 1098 for the price of an 09 gixxer. RC8? that's an 09 and it would even be close.
Well, if you really wanted one:

http://www.nestreetriders.com/forum/sale-wanted/42594-2008-duacti-848-w-4k-9-995-00-a.html

Rider
11-19-2008, 03:10 PM
DUDE. you get your bike back and 7300 bucks in your pocket and you're not considering that?

Jesus, you can buy track plastics and an exhaust and some wheels off the WERA boards for cheap, then buy a 2-3 year old 600SS for five grand for the street, and still have money for a track day or two left over. If you go with a replacement, you have a 2 year newer bike but so what? This is the perfect opportunity to expand your stable.

Epic win.


Well, if you really wanted one:

http://www.nestreetriders.com/forum/sale-wanted/42594-2008-duacti-848-w-4k-9-995-00-a.html

9700 was that amount of damage not what I'm getting back. Market value of the bike is $9022.40 - my $500 ineluctable.

So $8500 - $2400 = 6100 - about $2500 to get it track ready, leaves me about $3600 for a street bike. Interesting angle. :idk:

Wow that's a steal for an 08 848.

marko138
11-19-2008, 03:39 PM
09 what? CBR? R6? Nothing says I HAVE to get a gixxer, just something equivalent in value. I have all winter to lust over something.

Super Duke.

Rider
11-19-2008, 03:44 PM
Super Duke.

Not for $15K. :panic:

DLIT
11-19-2008, 03:49 PM
9700 was that amount of damage not what I'm getting back. Market value of the bike is $9022.40 - my $500 ineluctable.

So $8500 - $2400 = 6100 - about $2500 to get it track ready, leaves me about $3600 for a street bike. Interesting angle. :idk:

Wow that's a steal for an 08 848.

About the interesting angle. Yeah, you would be left with $3,600, but if you put that as a down payment on another bike, you'll have a small monthly payment on a new or newer bike, right? So you would end up with a proper street bike that you'll be paying on and have a lethal track bike that's paid for. What are you waiting for??

Amber Lamps
11-19-2008, 05:21 PM
9700 was that amount of damage not what I'm getting back. Market value of the bike is $9022.40 - my $500 ineluctable.

So $8500 - $2400 = 6100 - about $2500 to get it track ready, leaves me about $3600 for a street bike. Interesting angle. :idk:

Wow that's a steal for an 08 848.


Whoa now you said they would give you "replacement" value if you buy a new bike. I doubt that you HAVE tyo buy the same EXACT bike,just a new one...in fact,I bet it'll be one of those deals where they cut a check to you and the dealership BUT once the check is cut,what you buy is up to you.

Amber Lamps
11-19-2008, 05:24 PM
About the interesting angle. Yeah, you would be left with $3,600, but if you put that as a down payment on another bike, you'll have a small monthly payment on a new or newer bike, right? So you would end up with a proper street bike that you'll be paying on and have a lethal track bike that's paid for. What are you waiting for??

Problem with that is he probably has a loan out on the wrecked GSXR...

ceo012384
11-19-2008, 05:40 PM
9700 was that amount of damage not what I'm getting back. Market value of the bike is $9022.40 - my $500 ineluctable.

So $8500 - $2400 = 6100 - about $2500 to get it track ready, leaves me about $3600 for a street bike. Interesting angle. :idk:

Wow that's a steal for an 08 848.
I see your point.

However, since gixxers are so plentiful, you can go on the wera boards and get it "track ready" for a lot cheaper than that. It's a question of how nice you want it to be. You could buy a stock exhaust can for 50 bucks, a rear wheel for 200, and some used race plastics for 300... if you wanted to do it on a budget.

I don't know how fast you are on the track or how "track prepped" you'd want to go with it... that's really just a question of money and your wants/needs.



Anyways, you can do whatever you want. What I'm trying to show you is that you have some great options here, and in my opinion have the perfect opportunity to get a sick track weapon and a good street bike. Clearly we all know that's what I would do in your current situation.

This sort of seems to me like the gear thing in that other thread... I know it's easiest and simplest to just let them get you a new bike and move on, but you might want to consider the other options you have.

In the end it's all your decision though. I'm sure you'll be happy with however it turns out :cheers:

DLIT
11-19-2008, 06:32 PM
Problem with that is he probably has a loan out on the wrecked GSXR...

I thought he said it would be paid off and he would get money to replace it?

Rider
11-20-2008, 09:17 AM
Problem with that is he probably has a loan out on the wrecked GSXR...

I thought he said it would be paid off and he would get money to replace it?

Yeah it's paid off.

DLIT
11-20-2008, 10:23 AM
And you're getting a bunch towards a replacement, right?

Rider
11-20-2008, 10:29 AM
And you're getting a bunch towards a replacement, right?

Yeah, I Either get $9K for my bike and I find a new bike on my own Or I get a replacement. Basically what that means is they will find a new leftover 08 and buy that for me if I want.

marko138
11-20-2008, 02:59 PM
Don't be a cheap bastard, buy the goddamn SuperDuke.

Rider
11-20-2008, 03:08 PM
Don't be a cheap bastard, buy the goddamn SuperDuke.

Fuck that, but that 848 that CEO posted is awfully tempting.

ceo012384
11-20-2008, 04:03 PM
If you are interested in that bike I would get on it quickly.

Ryan Hobbs is well known in this area as well as at the track, he sells tons of bikes and parts, and is a stand-up guy. Nice, too.

If you do buy it and don't get it delivered, we'll have to meet up if you come out here to get it.

Are you seriously interested in the bike? I'll give Ryan a heads up if you want.

Rider
11-21-2008, 09:21 AM
If you are interested in that bike I would get on it quickly.

Ryan Hobbs is well known in this area as well as at the track, he sells tons of bikes and parts, and is a stand-up guy. Nice, too.

If you do buy it and don't get it delivered, we'll have to meet up if you come out here to get it.

Are you seriously interested in the bike? I'll give Ryan a heads up if you want.

Nah, I was at the dealer last night getting a new helmet and I was lusting over the 08 all black gixxer 750 that was sitting in the showroom.

marko138
11-21-2008, 10:07 AM
Nah, I was at the dealer last night getting a new helmet and I was lusting over the 08 all black gixxer 750 that was sitting in the showroom.
Booooooooooooo.

Rider
11-21-2008, 11:51 AM
Here she is being hauled away to the insurance companies storage facility. :no::jump:


http://img.photobucket.com/albums/v221/needspeed600/cp1_1120081203-1.jpg

Quick281
11-21-2008, 01:32 PM
Got any more pictures? It just doesn't look that bad to be totalled. :(

Rider
11-21-2008, 01:39 PM
Got any more pictures? It just doesn't look that bad to be totalled. :(

No other pics. Yeah I know... I was shocked it was totaled. The full exahust was bad and that was over $2500 alone not including labor. Full set of plastics and a slight rub on the swing arm make it add up fast. They priced out a new swing arm at $1200. The one that was on there had no damage at all. There was a small mark on it about 6 inches or so where the powder coating was rubbed off. No scratches or dents. You could have re-powder coated it and you would have never know. It would have looked factory condition.

Quick281
11-21-2008, 03:25 PM
No other pics. Yeah I know... I was shocked it was totaled. The full exahust was bad and that was over $2500 alone not including labor. Full set of plastics and a slight rub on the swing arm make it add up fast. They priced out a new swing arm at $1200. The one that was on there had no damage at all. There was a small mark on it about 6 inches or so where the powder coating was rubbed off. No scratches or dents. You could have re-powder coated it and you would have never know. It would have looked factory condition.

That sucks man. Oh well, what ever you decide to do, just be sure your happy with it. :dthumb:

ceo012384
11-23-2008, 12:58 AM
Man that thing is mint... send it over this way

Rider
05-29-2009, 08:33 AM
Finally after 6 months I got the cell phone pics that my wife took after the accident. God damn I miss her.... The bike not the wife, stupid!

Rider
05-29-2009, 08:34 AM
More:

AquaPython
05-29-2009, 09:10 AM
damn! way to ruin a pretty betty like that!

the chi
05-29-2009, 09:40 AM
DAYUM ED!!! Great camera phone fwiw...

CrazyKell
05-29-2009, 09:44 AM
Holy Shnikes!

coming into this a bit late but glad you're okay. Great camera phone pics.....scary to see though.

Now going back to read what actually happened!

Rider
05-29-2009, 09:52 AM
The pics don't show how steep that hill was. If you look back up close to the top of the hill you can see a faint skid mark where the rear wheel locked up. Then the tire caught, I high sided off the bike and then you can see the marks on the ground where the bike slid into the dump truck. Good thing I always wear gear AND I was only doing about 35mph at the time I locked up the rear wheel.

You can see by that last pic, there is not a single mark on me other than where the truck ran over my leg after I landed behind the rear wheels of the truck and he continued to back up.

z06boy
05-29-2009, 09:58 AM
Holy Shnikes!

coming into this a bit late but glad you're okay. Great camera phone pics.....scary to see though.

Now going back to read what actually happened!

Same here !! This is pretty much what I was going to post.

Dayum !!

marko138
05-29-2009, 11:05 AM
Thats a big dump truck.

Rider
05-29-2009, 11:06 AM
Thats a big dump truck.

From personal experience, I can tell you they are heavy, especially when they are filled with landscape rock.

marko138
05-29-2009, 11:56 AM
From personal experience, I can tell you they are heavy, especially when they are filled with landscape rock.
I dont doubt that.

Particle Man
05-29-2009, 01:42 PM
holy fuck dude, you are lucky to still be breathing after tanglin' with that monster. :eek:

:wtf: was he doing in both lanes??!

Rider
05-29-2009, 01:43 PM
holy fuck dude, you are lucky to still be breathing after tanglin' with that monster. :eek:

:wtf: was he doing in both lanes??!

Backing into a driveway.

marko138
05-29-2009, 01:46 PM
holy fuck dude, you are lucky to still be breathing after tanglin' with that monster. :eek:

:wtf: was he doing in both lanes??!
Taking out bikers.

rogue
05-29-2009, 02:18 PM
Damnit!!!! :eek: :eek:

Glad to see and hear you limped away with minimal damage!

MissHell
05-29-2009, 02:27 PM
The pics make all the more scary. :eek: Glad you were okay after that.

Rider
05-29-2009, 02:54 PM
It's funny going back and looking at some of the old responses. People like CEO trying to point the finger that this was my fault. If it was my fault I would have gotten a ticket. I think it's safe to say that in reality there was no way to avoid this wreck other than to not be there at all. That, or creep over the hill at 5mph which is not realistic.

The police use a set formula to determine speed. They don't account for things like moisture from dew(which was not there when the investigation team showed up), rocks on the road, cold tires, leaves, going down hill....Those all add up. Their estimation said I was traveling 36 in a 35. In reality I COULD have been traveling more like 25 or 30.

In any case, this was a situation that could not have been avoided. It doesn't matter though. I'm ok and that is the only thing that matters. The bike was totaled.. big deal. I got my money back from the insurance company and all of my medical bills were paid by the owner of the dump trucks insurance.

Some things I learned form this experience:
- Gear is your friend
- Frame sliders might have saved my bike from the wrecking yard
- No matter your riding experience, you are at risk of going down
- Bikes can be replaced
- I miss riding more than I thought I would

Thanks to everyone who supported me though this. You guys are great.

CrazyKell
05-29-2009, 03:50 PM
I'm glad it all worked out in the end. Like they say....bikes can be replaced. ;)

Do you have any lasting pain at all? I hope not!

FWIW, I don't think CEO was being a dick. I think he was just pointing it out very matter of factly.

I had an accident in my car a number of years ago. I was in second gear going up a hill in an ice storm. On the other side of the hill (which I obviously couldn't see) a car was spinning out and hitting a tree. As I crested that hill the tree was falling. Instead of losing control of my vehicle I actually controlled it enough to hit the top (more flexible branches) of the tree which caused less damage to the car.

In the eyes of the insurance and the law I was still at fault because I lost control of my vehicle. Simple as. It's not a blaming thing. :idk:

Rider
05-29-2009, 04:00 PM
I'm glad it all worked out in the end. Like they say....bikes can be replaced. ;)

Do you have any lasting pain at all? I hope not!

FWIW, I don't think CEO was being a dick. I think he was just pointing it out very matter of factly.

I had an accident in my car a number of years ago. I was in second gear going up a hill in an ice storm. On the other side of the hill (which I obviously couldn't see) a car was spinning out and hitting a tree. As I crested that hill the tree was falling. Instead of losing control of my vehicle I actually controlled it enough to hit the top (more flexible branches) of the tree which caused less damage to the car.

In the eyes of the insurance and the law I was still at fault because I lost control of my vehicle. Simple as. It's not a blaming thing. :idk:

Yeah, I still have just a tiny bit of surface nerve damage still. It has no affect on my ability to walk or anything, there are just places that have no feeling on the top outside part of my calf.

I know CEO wasn't being a dick. He tells it like he thinks it is. He doesn't sugar coat anything and I respect him for that.

Control or no control my bike was going to hit the truck no matter what I did so "losing control" played no part of the accident. The fact that he was over a blind hill and taking up both lanes of traffic is the ONLY reason the accident occurred. Had he had a flagger at the top of the hill it would have been a different story. Technically since he was moving and he was in my lane, he should have gotten a ticket for failure to yield right of way or in the very least crossing a double yellow line causing an accident.

101lifts2
05-29-2009, 04:08 PM
sorry guys... this is NOT ed's fault... it'd be VERY hard to prove he was doing 5mph over the speed limit... the gravel from the recent paving and the cold conditions added to his accident. if those conditions lower the speed limit then there should have been a construction sign lowering the speed limit...

The dude was blocking the road... unless they can tell by a skid mark or what ever, that ed was traveling at a speed greater than 35, the truck driver is at fault. but there's no way they'll be able to tell his speed down to 5mph. shit at least on my bike.... I loose 5mph in an instant by shutting the throttle. so chances are he'd be under 35mph by the time he hit the brakes.

Dammit 6 months old...edited. Fuck

I agree that its not the "truck drivers fault" for the fact that he had no control over your motorcycle and looking at the top of that hill, its only a 3% grade with at least a 100 foot view of the bottom.

Glad I don't ride in MI anymore...roads are shit.

Rider
05-29-2009, 04:10 PM
A parked car in the road is a parked car in the road. Ed hit the truck , its his fault. It doesn't matter how fast he was going and its not like the truck pulled out in front and the cop prolly wouldn't give any tickets because he didn't see anything.

Are u liberal? LOL

Sorry about the crash...shit happens.

It wasn't parked the truck was moving and he moved into my lane.

Mr Lefty
05-29-2009, 04:14 PM
A parked car in the road is a parked car in the road. Ed hit the truck , its his fault. It doesn't matter how fast he was going and its not like the truck pulled out in front and the cop prolly wouldn't give any tickets because he didn't see anything.

Are u liberal? LOL

Sorry about the crash...shit happens.

sorry but the truck is at fault. you can't block a road and expect that anything that hit's you is at fault. especially on a blind crest.

you telling me it'd be your fault if you came around a corner and some dudes in the middle of doing a U turn and you broad side him? BS.

what does being a liberal have anything to do with it?

It wasn't parked the truck was moving and he moved into my lane.

Amber Lamps
05-29-2009, 04:29 PM
You should call Dale Sprik!!!:lol:

njchopper87
05-29-2009, 04:45 PM
Also joining in late.. glad to see you are still with us, and that is why I hate blind turns/hills what have you.

Porkchop
05-29-2009, 09:51 PM
A parked car in the road is a parked car in the road. Ed hit the truck , its his fault. It doesn't matter how fast he was going and its not like the truck pulled out in front and the cop prolly wouldn't give any tickets because he didn't see anything.

Try telling that to Andrew Trevitt.......

101lifts2
05-29-2009, 10:44 PM
It wasn't parked the truck was moving and he moved into my lane.

Dude the truck takes up both lanes even if the truck pulled up to the tree and you said he was backing up. Not going to argue over this...its not relevant other that what difference would it make if the truck was stopped making a turn into the driveway and there was a car on the other side? You still would have hit the truck. It doesn't change the outcome.

101lifts2
05-29-2009, 10:51 PM
sorry but the truck is at fault. you can't block a road and expect that anything that hit's you is at fault. especially on a blind crest.

you telling me it'd be your fault if you came around a corner and some dudes in the middle of doing a U turn and you broad side him? BS.

what does being a liberal have anything to do with it?

That's different. The guy who made a U-turn entering the roadway when it wasn't clear and safe to do so. The truck was already moving backwards into the driveway, meaning it was probably in the roadway for at least 10 seconds.

I don't follow the "if you weren't doing this, then I wouldn't have done that". Example: if a cop crashes chasing you and he is 1/2 mile away, I don't think its "your fault". They may blame you, but the cop is in control of the vehicle, not you. You have -0- influence of the outcome. Same applies here. He is in 100% control of the vehicle with no influence from the truck driver.

Mr Lefty
05-29-2009, 11:02 PM
sorry... but I don't care if you have 10 mins of clear road... if you block the road and it results in an accident... YOU ARE AT FAULT.

especially when you do so buy a blind crest with no flagger or sign warning traffic.

101lifts2
05-29-2009, 11:04 PM
Try telling that to Andrew Trevitt.......

Nobody is saying anything about speed, conditions etc. It was an accident and shit happens. But what gets me is to blame the truck driver for something he has absolutely no control over just because he is moving perpendicular to the road instead of being parked.

sorry but the truck is at fault. you can't block a road and expect that anything that hit's you is at fault. especially on a blind crest....


What if a cop was blocking it? Cops fault?

JoJoYZF
05-29-2009, 11:10 PM
What if a cop was blocking it? Cops fault?

Yea, going by ebbs' reasoning (which I agree with) what difference does it make if its a cop? No flagger, no warning, blocking road after a blind hill, the cops at fault.

101lifts2
05-29-2009, 11:10 PM
sorry... but I don't care if you have 10 mins of clear road... if you block the road and it results in an accident... YOU ARE AT FAULT.

especially when you do so buy a blind crest with no flagger or sign warning traffic.

What if your turning right, but your car stalls on the turn and your in the middle of the road. Still your fault?

I could go on...The vehicle in front has the right of way as long as another vehicle does not enter the path of the moving vehicle within ample stopping distance. People turn in front of people everyday. If you turn left and the car stops in the road, but the car coming from the other way keeps coming (has ample time to stop) but hits the car anyway, it is the car's fault that hit the car turning left.

101lifts2
05-29-2009, 11:12 PM
Yea, going by ebbs' reasoning (which I agree with) what difference does it make if its a cop? No flagger, no warning, blocking road after a blind hill, the cops at fault.

What if some car hit a deer and the traffic backed up 10 cars and was stopped and you rear ended the last car...Is it the last cars fault?

Your in control of your vehicle. When entering a hill you have to slow down enough to stop for a potential vehicle stopped on the other side. Pure and simple. I'm not saying this accident could be avoided as that is not the arguement at all, but you don't get a free pass to just hit whatever the hell you want when that vehicle in the roadway did not enter into your path and claim its not your fault. It's passing the blame.

JoJoYZF
05-29-2009, 11:18 PM
What if some car hit a deer and the traffic backed up 10 cars and was stopped and you rear ended the last car...Is it the last cars fault?

Your in control of your vehicle. When entering a hill you have to slow down enough to stop for a potential vehicle stopped on the other side. Pure and simple. I'm not saysing it will be avoided, but you don't get a free pass to just hit whatever the hell you want.

And no one said you do. Youre just taking this as literal as possible now. All Im saying is that if youre following the speed limits suggested for that road and you still cant avoid the accident because someone else is doing something stupid (ie crossing double yellow, blocking road, etc) then its not your fault.

101lifts2
05-29-2009, 11:24 PM
And no one said you do. Youre just taking this as literal as possible now. All Im saying is that if youre following the speed limits suggested for that road and you still cant avoid the accident because someone else is doing something stupid (ie crossing double yellow, blocking road, etc) then its not your fault.

Yeah...but you guys are saying its the truck drivers fault. I'm saying its not.

Mr Lefty
05-29-2009, 11:28 PM
ok... what if the truck was pulling out of the drive way? he's impeeding traffic... and caused an accident...


yes... if the cop was stopped... he would be at fault. I don't know about MI... but in oregon... if you are broke down on the road... YOU MUST move the vehicle completely off the road... if you cannot get the vehcle completely off the road... YOU MUST PLACE FLAIRS AND/OR REFLECTIVE MARKERS 50 Yards before to warn drivers. and before you start picking this apart... the law actually says vehicles IMPEEDING TRAFFIC... ie broken down, blocking the road, or slow moving vehciles (they can get away with flashers as they have to be visible from >50yards)

so really it depends on the states...

Yeah...but you guys are saying its the truck drivers fault. I'm saying its not.

he's backing up on a public road with out a warning to traffic... how is it not?

101lifts2
05-29-2009, 11:39 PM
ok... what if the truck was pulling out of the drive way? he's impeeding traffic... and caused an accident...


yes... if the cop was stopped... he would be at fault. I don't know about MI... but in oregon... if you are broke down on the road... YOU MUST move the vehicle completely off the road... if you cannot get the vehcle completely off the road... YOU MUST PLACE FLAIRS AND/OR REFLECTIVE MARKERS 50 Yards before to warn drivers. and before you start picking this apart... the law actually says vehicles IMPEEDING TRAFFIC... ie broken down, blocking the road, or slow moving vehciles (they can get away with flashers as they have to be visible from >50yards)

so really it depends on the states...



he's backing up on a public road with out a warning to traffic... how is it not?

Did you overlook the deer example purposely? The truck was backing up...he was already well covering both lanes for a good amount of time..he didn't just pull out in front all of the sudden.

You seem to think you have a right to do the speed limit with nothing in front stopping you. Wrong. You need to yield to the vehicle in front.

JoJoYZF
05-29-2009, 11:46 PM
Did you overlook the deer example purposely? The truck was backing up...he was already well covering both lanes for a good amount of time..he didn't just pull out in front all of the sudden.

You seem to think you have a right to do the speed limit with nothing in front stopping you. Wrong. You need to yield to the vehicle in front.

But if the vehicle in front is stopped and especially if they know theyll be blocking the road for some time, put up flares, have someone warning drivers, etc.

Amber Lamps
05-30-2009, 01:19 AM
But if the vehicle in front is stopped and especially if they know theyll be blocking the road for some time, put up flares, have someone warning drivers, etc.


I'm sorry but the driver of the moving vehicle has a responsibility to operate it in such a way to avoid obstacles in the road. There was an argument that if a driver in front of you suddenly slammed on his brakes and you rear ended him, would it be your fault? The answer is yes of course it is. The rule is always to drive at speed which allows you to stop in the distance you can see ahead. If you can only see 20' in front of you, you should drive slow enough to be able to stop in 20'. Regardless of the posted speed limit. This rule is applied to adverse driving conditions and is called "driving too fast for conditions". Because the pavement was damp and Ed couldn't see very far, he should have slowed down until he crested that hill and could see farther ahead. Anyway, I'm very glad that he's okay, and per the other thread, that he's getting another bike!

Amber Lamps
05-30-2009, 01:26 AM
But if the vehicle in front is stopped and especially if they know theyll be blocking the road for some time, put up flares, have someone warning drivers, etc.

I think that the truck was pulling in a driveway... as someone who has driven a large truck. It can sometimes take a minute to get lined up and pull in. Quite frankly, there isn't a "time limit" as to how long I'm allowed to take to pull in. I can drift it in at high speed or I can come to a complete stop, signal and idle it in if I want. The people coming down the road behind me should be operating their vehicles in such a way to be able to deal with it. I'm frankly not sure why a truck driver doesn't have a right to back into a driveway to make a delivery...

Mr Lefty
05-30-2009, 09:22 AM
Did you overlook the deer example purposely? The truck was backing up...he was already well covering both lanes for a good amount of time..he didn't just pull out in front all of the sudden.

You seem to think you have a right to do the speed limit with nothing in front stopping you. Wrong. You need to yield to the vehicle in front.

and did you ignore the law I posted? (wish I could find the actual verbage)

again I don't know about Michigan... but in Oregon... if your going to impeed traffic you need to have some sort of warning... ie flairs, reflective markers, people signaling... ect.

and IIRC... impeding traffic is doing 15mph(or so) UNDER the limit...

let me see if I can find that law

101lifts2
05-30-2009, 01:59 PM
Tigger: 1
Ebbs: 0

LOL