Dl hell! [Archive] - Two Wheel Fix

Hondahugger

12-17-2008, 03:39 PM

So, I just found out that there are 4 tickets on my Drivers Licence that are over a year old in 2 different counties and one of those counties I've never gotten a ticket in so I know I didn't get them but because of them, my DL has been suspended since January 08. Surprise, Surprise.

Anyone else deal with something like this and had to get it fixed? Advise, help?????????????

Any LEO's have words of wisdom????

I'm in complete shock!!!!!

AquaPython

12-17-2008, 03:55 PM

wow, you are in for some head aches and a whole lotta waiting on hold. that much i know.

Ducati Diva

12-17-2008, 03:58 PM

Did you let someone borrow your car?? If so you being the owner of the car are responsible for the ticket (at least that's the way it is here)

Hondahugger

12-17-2008, 04:02 PM

yeah, I just found out about this 2 hours ago and I've been on hold with Dade county (where I've NEVER gotten a ticket) ever since. The phone system keeps putting me on hold and then disconnecting me............ and I can't even get through to Broward county.

The last ticket that I received was in Broward county on 27 and 75 getting ready to head over to Ft Myers on the alley and that was November 2006. That was taken care of forever ago and done.

I have NO CLUE where these came from. One is dated 11/21/07 which was 7 days before my mom died,,,,, that was actually Thanksgiving day last year and I didn't drive that entire day.

The next is December 10 which was the day before my son's birthday and I know I didn't get a ticket then, and then December 18th and then December 24th Christmas Eve which I know I didn't get one then as well, all of 07.

In a months time, someone had a lot of fun with my license!

Hondahugger

12-17-2008, 04:03 PM

Did you let someone borrow your car?? If so you being the owner of the car are responsible for the ticket (at least that's the way it is here)
no, no one has ever borrowed my car

SoFlaSV

12-17-2008, 04:04 PM

You may want to pull a credit report while you're at it.

It sounds like you may be a victum of identity theft.

Hondahugger

12-17-2008, 04:05 PM

You may want to pull a credit report while you're at it.

It sounds like you may be a victum of identity theft.
:panic: :panic: :panic: :panic: :panic: :panic: :panic: :panic: :panic:

Who the hell would want to be me? :lol:

julie j

12-17-2008, 04:17 PM

You may want to pull a credit report while you're at it.

It sounds like you may be a victum of identity theft.

I agree. You should pull all three which you can get for free at https://www.annualcreditreport.com/cra/index.jsp. Good luck!

xx CURVE xx

12-17-2008, 04:21 PM

fuck'm... i've had unpaids 20 years :lol:

Hondahugger

12-17-2008, 04:23 PM

I agree. You should pull all three which you can get for free at https://www.annualcreditreport.com/cra/index.jsp. Good luck!thanks, I'm scared to even find out.

fuck'm... i've had unpaids 20 years :lol:I'd say fuck'm if they were my tickets, but they're not....... and I was supposed to go take the MSF in the next week! This is fucking EVERYTHING up!

shmike

12-17-2008, 04:30 PM

thanks, I'm scared to even find out.

I'd say fuck'm if they were my tickets, but they're not....... and I was supposed to go take the MSF in the next week! This is fucking EVERYTHING up!

Do you need a valid DL to take the MSF? :scratch:

Hondahugger

12-17-2008, 04:31 PM

I would think so........ but I can't get an endorcement on my license without a license to endorce.

Ninjakel

12-17-2008, 04:32 PM

You can still take the class

Hondahugger

12-17-2008, 04:36 PM

so they'll let me get on a motor vehicle and operate it without a valid license?

Ninjakel

12-17-2008, 04:37 PM

They didn't check mine when i went.

shmike

12-17-2008, 04:37 PM

so they'll let me get on a motor vehicle and operate it without a valid license?

I don't see why not.

Did you have a DL when you took your DL test?

Hondahugger

12-17-2008, 04:39 PM

I don't see why not.

Did you have a DL when you took your DL test?
hmmmmm, good point. I guess not. I just kind of thought they went hand in hand.

And I still can't get a live person on the phone in either counties!

Corey

12-17-2008, 04:47 PM

hmmmmm, good point. I guess not. I just kind of thought they went hand in hand.

And I still can't get a live person on the phone in either counties!

I don't know if they keep that kind of stuff on file or not or how long, but would you be able to see a copy of the ticket and at least compare signatures? Also, the ticket should have the vehicle make model and license plate, so that'll give you an idea if it's you or someone pretending to be you.

Hondahugger

12-17-2008, 04:51 PM

IT WASN'T ME! I think I would remember at least one of them.

And I'm sure I can get copies of the tickets if I can get someone on the phone!

BobTheBiker

12-17-2008, 05:11 PM

the DMV in either area really sucks, you're gonna be on hold for a few weeks easy. its gonna be easiest to go down to the DMVs in those counties and speak to someone in person.

Ducati Diva

12-17-2008, 06:14 PM

Do you need a valid DL to take the MSF? :scratch:

I don't know if all states are the same but I recently took a MSF class and they made me show my DL and entered the number into my paperwork. After passing the class they gave me a card with my DL # on it to give to the DMV.

Hondahugger

12-17-2008, 06:25 PM

Ninjakel

12-17-2008, 06:26 PM

I can't believe that your insurance company nor your finance company didn't notify you when it happened.

Ducati Diva

12-17-2008, 06:32 PM

But that doesn't mean that the license is valid. I can hand them my license and they can write the number down just the same.

My concern is getting this taken care of. Problem is that I didn't know anything about this and the finance company came and took my truck until I get it all straightened out.

They won't give it back until I get a new insurance policy on it and get my licence fixed and all of that.

I don't know, its just a big cluster fuck and I have no clue how it all happened and why I wasn't notified, at least by my insurance company!

Man that just sucks!!! I hope you can get it worked out and fast. It's got to be a big pain in the ass to be without a vechile. If they took your truck do you still have to make payments while it's not in your possesion?

Hondahugger

12-17-2008, 06:37 PM

I sure do. And the lady that I spoke to at the finance company said depending on how long it takes to get it taken care of, they might make me go through the loan application process again.

Finance companies are all terrified right now from the economy.

Let's just say that Christmas is just about nonexistent at this point!

VatorMan

12-17-2008, 06:40 PM

Good luck. I know MVA around here puts you through hell to get anything corrected.

HRCNICK11

12-17-2008, 06:46 PM

Have you checked your credit report yet? You should get on it and it might show more dates that could help you figure out when it all started.

I would also call a lawyer they will be able to get through this way faster than you.

HRCNICK11

12-17-2008, 06:48 PM

Did you move or something I would think you would have gotten letters in the mail from the DMV when the tickets were not paid.

I would not be surprized if some one has you same name and said they did not have there DL on them you might have been the top one on the list.

I know a guy that spent a few nights in jail (over Christmas no less) because some one with the same name had a bench warrant for unpaid child support. This guy was married and had only one child with that woman. He ended up getting 3/4 of a million for his missed christmas.

Captain Morgan

12-17-2008, 06:50 PM

Good grief, that is awful. I agree, it sounds like a case of identity theft. I sure hope not, for your sake!!! GL to you.

HRCNICK11

12-17-2008, 08:07 PM

I'm betting you will not be the first person to claim "it was not me" so I would talk with a lawyer.

Corey

12-17-2008, 09:00 PM

I can't believe that your insurance company nor your finance company didn't notify you when it happened.

They may not have known. Depending on your insurance company, they wouldn't run a motor vehicle report on your license unless you were up for renewal or were behind on payments. The finance company would have even less access to that information, and probably found out about it after the insurance company found out. Otherwise, they don't have direct access to any tickets that get put on your license and wouldn't find out about them immediately.

shmike

12-17-2008, 09:02 PM

They may not have known. Depending on your insurance company, they wouldn't run a motor vehicle report on your license unless you were up for renewal or were behind on payments. The finance company would have even less access to that information, and probably found out about it after the insurance company found out. Otherwise, they don't have direct access to any tickets that get put on your license and wouldn't find out about them immediately.

Agreed.

Not to mention the finance company has no reason to want your vehicle whether you have a license or not.

Something doesn't add up.

Corey

12-17-2008, 09:04 PM

Agreed.

Not to mention the finance company has no reason to want your vehicle whether you have a license or not.

Something doesn't add up.

If she's financing her vehicle, then the bank/financing agency would be the lien holder on the vehicle until it's paid off. If the insurance company finds out she's got a suspended license, then it is grounds for policy termination. In her financing agreement I'm willing to be there is a clause that state that she must maintain a certain level of insurance (i'm betting 100/300 plus comp and collision) throughout the life of her loan or risk defaulting and having the vehicle repo'd.

Racerboy

12-17-2008, 09:32 PM

So you're saying the finance company just came buy and collected your SUV stating that they found out your D/L was suspended? That sounds waaaaayy too phishy....and you were not behind or even slightly late on the payments? Since you just moved, had you notified them of your new address? I'm just wondering how they found you.

And the D/L getting suspended for non payment of tickets in Jan 08 for tickets in Dec 07? Also seems odd. It took the state a year to catch up with me when that happened way back in the 90's....I would think they might be a bit more efficient by now but not within a month.

Somethings pretty weird here.....

Quick281

12-18-2008, 03:02 AM

I am subscribing to see how this all gets sorted out.

You should definitely get some in person contact involved, skip the phones and check up on your credit report as well.

azoomm

12-18-2008, 09:55 AM

But that doesn't mean that the license is valid. I can hand them my license and they can write the number down just the same.

My concern is getting this taken care of. Problem is that I didn't know anything about this and the finance company came and took my truck until I get it all straightened out.

They won't give it back until I get a new insurance policy on it and get my licence fixed and all of that.

I don't know, its just a big cluster fuck and I have no clue how it all happened and why I wasn't notified, at least by my insurance company!

All that because your license is suspended by a few tickets? Not likely - something else is going on... Finance companies don't care what your license status is, especially if you are paying them. In fact, they have no legal grounds to take your vehicle based on a suspended license. Especially if they haven't notified you in writing to remedy the situation.

I recommend talking to a lawyer. Now. At the very least - stop trying the telephone and go see them in person.

shmike

12-18-2008, 10:00 AM

All that because your license is suspended by a few tickets? Not likely - something else is going on... Finance companies don't care what your license status is, especially if you are paying them. In fact, they have no legal grounds to take your vehicle based on a suspended license. Especially if they haven't notified you in writing to remedy the situation.

I recommend talking to a lawyer. Now. At the very least - stop trying the telephone and go see them in person.

True.

Like Corey said, there may be a clause requiring her to maintain insurance on the vehicle.

If insurance were to be cancelled, the finance company would impose their own policy which you would be responsible for but they wouldn't take the vehicle back unless you were seriously behind.

Lino

12-18-2008, 10:09 AM

seems like you pissed someone off little lady...

good luck getting it all straightend out

get a lawyer, and dont let this stop you from your msf course

azoomm

12-18-2008, 10:10 AM

True.

Like Corey said, there may be a clause requiring her to maintain insurance on the vehicle.

If insurance were to be cancelled, the finance company would impose their own policy which you would be responsible for but they wouldn't take the vehicle back unless you were seriously behind.

In most cases, if insurance is dropped they will cover it themselves - and charge you up the ass for it. Repossessing the vehicle is expensive, for them. And, will only happen if they are taking a serious loss on it. Lack of insurance isn't usually enough of a *loss* for them to send out the lackies.

What about resolving this online? I don't know about FL - but in TX (for a small fee $2.00 a record, or close) you can look up any public record.

CrazyKell

12-18-2008, 10:25 AM

Let us know what's happening.

It's a bit odd for a finance company to repossess considering the person financing the car doesn't have to be the person who's driving it. :whistle:

z06boy

12-18-2008, 11:25 AM

I am subscribing to see how this all gets sorted out.

You should definitely get some in person contact involved, skip the phones and check up on your credit report as well.

Same here...this is turning into a nightmare. Hope the OP gets this straightened out without much $$ out of pocket. This sux.

the chi

12-18-2008, 11:27 AM

In the state of florida its a felony to have an uninsured vehicle...but typically they will just get their own policy and tack the price onto the loan...

this is very odd...are you certain the finance company was getting your payments?

azoomm

12-18-2008, 12:04 PM

Criminal History Check, through a state website.

http://www.fdle.state.fl.us/content/getdoc/2952da22-ba08-4dfc-9e45-2d7932a803ea/Obtaining-Criminal-History-Information.aspx

Hondahugger

12-18-2008, 12:21 PM

A payment was due the 15th and I was going to make it tomorrow. So, with that said, payment issues aside, my account rep at the finance company said that they do a random Registration and DL checks once a year in December figuring that most if not all Registrations & DL's should be renewed by then and that's what came up on mine.

There is a clause in my agreement and according to that, they have the right to remove the vehicle from the road to protect their investment. And that is apparently what they did.

According to my account rep, they would not put a forced policy on the vehicle because my DL is suspended so putting a forced policy on the vehicle would not keep me from driving it, especially if I didn't know my DL was suspended. Granted it would cover the cost of the vehicle if I crashed it but whatever, it's just the way she explained it to me yesterday.

I've already contacted my lawyer and he's going to start working on it this afternoon when he gets back to his office from court. It's just too much for me to handle right now, I'm on overload and can't get anywhere with any of it sitting behind my desk with no way to get anywhere.

I'll let everyone know what happens.