NOW its official

[tommymac]

Went to contract today and got all the mortgage stuff going. Looks like a mid june closing since thats when she will be moving out :)

Tom

[rogue]

Awesome!!! :rockwoot:

Congrats! :dthumb:

Which house?

[bmblebee]

Why are you waiting until June to close?

[derf]

How many houses have you bought this is like the 5th time youve talked about closing

[njchopper87]

Here's to it being the real deal this time. :cheers: Or it better be..

[Curb]

fucking perfect timing for my visit...i hope. seems like everyone at work has put in for their vacation during July...ugh

oh congrats btw...any details on the house? pics, location...address? :lol:

[tommymac]

Why are you waiting until June to close?

Thats when shes moving out:idk:

heres a link from the remax site



http://remax-action-freeport-ny.com/propertysearch/propertydetail.aspx?MLSNumber=2158484&MLSMarketCode=LongIslandNY&RecordCount=1

curb if you wan tto come up earlier you can and we can get drunk and break stuff at the appt :lol:

Tom

[rogue]

Now I remember that one!

How come Curb gets an invite and I don't? :tt:

[tommymac]

Now I remember that one!

How come Curb gets an invite and I don't? :tt:

You know its always an open invite, hell you can sleep in fungos cage :lol:

now curb is much larger than you and a former footbal player so I am assuming hes more skilled at getting drunk and breaking things.:rockwoot:

Tom

[rogue]

You know its always an open invite, hell you can sleep in fungos cage :lol:

now curb is much larger than you and a former footbal player so I am assuming hes more skilled at getting drunk and breaking things.:rockwoot:

Tom

I'm not sleeping in the cage with FUNGO!!!! :panic: He may try to eat me! :lol:

Curb may be more skilled at getting drunk and breaking things but I can hold my own. :D

[bmblebee]

Thats when shes moving out:idk:

heres a link from the remax site



http://remax-action-freeport-ny.com/propertysearch/propertydetail.aspx?MLSNumber=2158484&MLSMarketCode=LongIslandNY&RecordCount=1

curb if you wan tto come up earlier you can and we can get drunk and break stuff at the appt :lol:

Tom

Why is she dictating the terms? You have the money. Without your money, there is no deal...no one gets paid. She doesn't get paid, the realtors, lawyers, title company...no one gets paid without your money. You are in charge, and you dictate terms, not her

[tommymac]

Why is she dictating the terms? You have the money. Without your money, there is no deal...no one gets paid. She doesn't get paid, the realtors, lawyers, title company...no one gets paid without your money. You are in charge, and you dictate terms, not her

Shes moving into a new development and thats when he rplace will be ready. She was also hoping for it ot be done sooner. When i tlooked like we were going ot buy she was already asking when we coul dmove in and we told her right away since we only need 45 days to get out of our lease. In a way it works out better now since that will be in my next work block and I can take a few days off for moving in and other stuff.

Tom

[Curb]

Now I remember that one!

How come Curb gets an invite and I don't? :tt::nee:

You know its always an open invite, hell you can sleep in fungos cage :lol:

now curb is much larger than you and a former footbal player so I am assuming hes more skilled at getting drunk and breaking things.:rockwoot:

Tom:D:beers:

[wildchild]

congrats on the purchase. I think you did well to let her take her time. It will help you as well in the long run. If you're anything like us you will be amazed at how much crap you have to pack up, only to get rid of it when you decide to improve the house stuff. LOL

Make sure you keep a nice little improvement fund. I have been working on our place since we moved in two years ago. Granted I knew it would be a fixer upper but man you'd be surprised how much time and money these things eat up. It is fun in the long run though.

[tommymac]

congrats on the purchase. I think you did well to let her take her time. It will help you as well in the long run. If you're anything like us you will be amazed at how much crap you have to pack up, only to get rid of it when you decide to improve the house stuff. LOL

Make sure you keep a nice little improvement fund. I have been working on our place since we moved in two years ago. Granted I knew it would be a fixer upper but man you'd be surprised how much time and money these things eat up. It is fun in the long run though.

A real estate agent said the same thing about allthe stuff :lol:

We are already starting to go through stuff and see what we need and whats garbage.

I think the house fund will be going sooner as opposed to later, theres a few things in the engineers report that will need attention sooner as opposed to later so we will have to make a list and prioritize all of it.

Tom

[Particle Man]

congrats! Party at your place! WOOT

[Mr Lefty]

Why is she dictating the terms? You have the money. Without your money, there is no deal...no one gets paid. She doesn't get paid, the realtors, lawyers, title company...no one gets paid without your money. You are in charge, and you dictate terms, not her

why be a dick about it? if he's fine with waiting... why try to force a hand that you know will only end with no sale, or her having to move twice?


never understand people that just try to dick people over at every turn... :idk:



congrats on the house! lets see some pics when ya get a chance!

[the chi]

Why is she dictating the terms? You have the money. Without your money, there is no deal...no one gets paid. She doesn't get paid, the realtors, lawyers, title company...no one gets paid without your money. You are in charge, and you dictate terms, not her

thats all contractual terms. As the seller she has the right and the option to decide the actual close date, as well the the option to lose the sale if the buyer doesnt want to wait. ESPECIALLY if she is giving them a killer deal or paying part or all of the closing costs.

Congrats Tommmy, thats awesome, hate the price but love the house!! Hope everything goes ok!

[tommymac]

thats all contractual terms. As the seller she has the right and the option to decide the actual close date, as well the the option to lose the sale if the buyer doesnt want to wait. ESPECIALLY if she is giving them a killer deal or paying part or all of the closing costs.

Congrats Tommmy, thats awesome, hate the price but love the house!! Hope everything goes ok!

We got her down to 475 an dshes leaving us a 2 yr old snowblower, a gas grill bbq, all the pool stuff and any of the junk she has in the garage i have the option of keeping.

Tom

[rogue]

:nee:

:D:beers:


Shush you! You know the saying...the bigger they are, the harder they fall.... :whistle:

[tommymac]

Shush you! You know the saying...the bigger they are, the harder they fall.... :whistle:

The harder they hit too:rockwoot:

Tom

[rogue]

The harder they hit too:rockwoot:

Tom


The ground..... redflip

[Particle Man]

Shush you! You know the saying...the bigger they are, the harder they fall.... :whistle:

so many inappropriate comments, so little time...

[bmblebee]

why be a dick about it? if he's fine with waiting... why try to force a hand that you know will only end with no sale, or her having to move twice?


never understand people that just try to dick people over at every turn... :idk:



congrats on the house! lets see some pics when ya get a chance!

You completely miss-understand. I didn't say be a dick about it. Go back and read the post. No where did I say to be a dick about it.

What I said was why is the seller dictating terms? One of the mistakes I see people make when they buy a house is they let the seller or the seller's realtor dictate all the terms and conditions...and they later feel like they were bulldozed when it came to closing. What do you consider closing costs?

There is more to closing on a house than interest, points, doc stamps and taxes.

If pushing the closing off for months is what you want then you should do that. But there are other events that will happen and watch their realtor closely, they will try to push as much on you as they can. Regardless of how they talk to you or what they say, they work for the seller, their fudiciary responsibility is to the seller. This means their job is to get the highest price and pay the fewest costs on the deal.

Most realtors count on the fact you are too busy to be involved and you will "trust me, I am the professional." They don't work for you. Their inspectors, surveyors, title people work for them, not you...but you usually end up paying for those services.

You are going to part with your money and you are going to have to live in this house, you have as much or more say about the events than the seller.

Now, if you get emotional and believe you just have to have this house, then you will have to put up with more BS.

Right now there are too many houses available on the market. The point of my comment was that you need to have a mindset that you have the money. There is no deal without your money and you will not be dictated terms

[Mr Lefty]

well I'm sorry if I miss understood... but the way your post read... it sounded like you were saying everything should be done the buyers way... not the sellers.

and I dissagree... if the seller is willing to agree... (like Tommy) why make things harder on the seller... ie just being a dick. :idk:


I've never really understood that to be honest in anything... if your willing to pay a price... why fight to get it lower... just to be greedy:idk:

[shmike]

well I'm sorry if I miss understood... but the way your post read... it sounded like you were saying everything should be done the buyers way... not the sellers.

and I dissagree... if the seller is willing to agree... (like Tommy) why make things harder on the seller... ie just being a dick. :idk:

I think he is just saying to not get pushed around because you are told you have to.

If the timetable works for all involved, great. Tommy should not have to go out of his way to accommodate the seller.


I've never really understood that to be honest in anything... if your willing to pay a price... why fight to get it lower... just to be greedy:idk:

I generally have this outlook as well.

HOWEVER, this is a house we are talking about. Hundreds of thousands of dollars will be changing hands.

It is a buyer's market and they can and should fight for every penny available for a multitude of reasons.

[bmblebee]

well I'm sorry if I miss understood... but the way your post read... it sounded like you were saying everything should be done the buyers way... not the sellers.

and I dissagree... if the seller is willing to agree... (like Tommy) why make things harder on the seller... ie just being a dick. :idk:


I've never really understood that to be honest in anything... if your willing to pay a price... why fight to get it lower... just to be greedy:idk:


What if you agree or contract a price and then find out you have wood boring organism damage? What if the house has shifted and the roof trusses are twisting, or the pipes, drains are pinching? What if the "professional" who wired the house has reversed polarity in areas?

Surveyors are pretty reliable because your title company will protect you...after the fact. I have seen title claims because of encroachments where the surveyor just came out, located the pins from previous surveys, pounded stakes with ribbons in the ground and drove away.

Hire your own inspectors. Do not go cheap with an inspection service. Hire a roofer to check the roof, foundation specialist to make sure drainage issues aren't washing your home away, plumber, electrician, AC/heat, etc. separately, and either you be there, or someone you hire to represent you to be there to watch and ask questions (demand accountability from all)

One of my riding buddies recently bought a house. The listing agent said she would take care of the inspection. I stopped by about 10:30 am with the buyer. The inspector was loading his truck and announced the inspection was done. He said there were no issues to be fixed. He completely inspected a 3500 square foot house in less than 90 minutes. He submitted a 450 dollar bill.

I convinced my buddy to let another friend of ours, a builder, to come and look at the house. He found a punch list of several thousand dollars, including code violations, in 2 hours, and hadn't been under the house yet.

Who pays? you have a contract price both sides agreed to. The Seller's inspector found nothing, but your "unofficial" inspection found issues. What do you do?

I don't know about you, but if I am going to spend tens if not hundreds of thousands of my money and future money...I am going to get as much accurate information about the property as I can and then negotiate from there...and if trying to make the best, honest, and fair deal I can makes me a dick, so be it

[Mr Lefty]

I generally have this outlook as well.

HOWEVER, this is a house we are talking about. Hundreds of thousands of dollars will be changing hands.

It is a buyer's market and they can and should fight for every penny available for a multitude of reasons.

why is it different? if your willing to pay that amount... then why push? I understand that houses are overpriced... even in this market... but that shouldn't change what you feel is a good price.

[Mr Lefty]

What if you agree or contract a price and then find out you have wood boring organism damage? What if the house has shifted and the roof trusses are twisting, or the pipes, drains are pinching? What if the "professional" who wired the house has reversed polarity in areas?

Surveyors are pretty reliable because your title company will protect you...after the fact. I have seen title claims because of encroachments where the surveyor just came out, located the pins from previous surveys, pounded stakes with ribbons in the ground and drove away.

Hire your own inspectors. Do not go cheap with an inspection service. Hire a roofer to check the roof, foundation specialist to make sure drainage issues aren't washing your home away, plumber, electrician, AC/heat, etc. separately, and either you be there, or someone you hire to represent you to be there to watch and ask questions (demand accountability from all)

One of my riding buddies recently bought a house. The listing agent said she would take care of the inspection. I stopped by about 10:30 am with the buyer. The inspector was loading his truck and announced the inspection was done. He said there were no issues to be fixed. He completely inspected a 3500 square foot house in less than 90 minutes. He submitted a 450 dollar bill.

I convinced my buddy to let another friend of ours, a builder, to come and look at the house. He found a punch list of several thousand dollars, including code violations, in 2 hours, and hadn't been under the house yet.

Who pays? you have a contract price both sides agreed to. The Seller's inspector found nothing, but your "unofficial" inspection found issues. What do you do?

I don't know about you, but if I am going to spend tens if not hundreds of thousands of my money and future money...I am going to get as much accurate information about the property as I can and then negotiate from there...and if trying to make the best, honest, and fair deal I can makes me a dick, so be it

ok... but that's completely different. all of those things go into you figuring out what is a good price. once you find that... why push?

again... not saying that's what you were talking about... as your post above it looks like we are talking about two different things...

just a general question though...

[bmblebee]

ok... but that's completely different. all of those things go into you figuring out what is a good price. once you find that... why push?

again... not saying that's what you were talking about... as your post above it looks like we are talking about two different things...

just a general question though...


I understand your confusion. looking back, I made a quick reply post to a complicated issue and offered little explanation. I guess I posted quickly because I have seen, and experienced the "professionals" in the real estate "game." That aside, most people who purchase property have little to no experience and many times get overwhelmed in the process...and taken advantage of.

My basic philosphy is still, "It is my money, and if you want some of it, you aren't going to call the shots."

Buying anything from a TV to a house, just because someone puts a price on it doesn't mean that is what it's worth.

Have you ever tried to buy or sell a motorcycle? Every buyer tells you your bike is trash and they are doing you a favor buying it from you...until they are selling that cherry, never raced, never dropped fine collector's quality piece of machinery

[shmike]

why is it different? if your willing to pay that amount... then why push? I understand that houses are overpriced... even in this market... but that shouldn't change what you feel is a good price.

It won't change what I feel is a good price.

Once the price is settled, it shouldn't change.

However, like bmblebee mentioned there are thousands of dollars in incidental expenses besides the purchase price of the home. Why let the seller (or her agent) decide that they are calling the shots?

Every hundred dollars adds up into real money that can be spent making your new house a home.

For years, sellers and their agents raked in easy money by placing a For Sale sign in the front yard. If, now, they have to work a little harder or sacrifice a bit of coin to make the deal go through, I'm not going to lose sleep over it. :idk:

[Mr Lefty]

Have you ever tried to buy or sell a motorcycle? Every buyer tells you your bike is trash and they are doing you a favor buying it from you...until they are selling that cherry, never raced, never dropped fine collector's quality piece of machinery

not a motorcycle... but a few cars... and yes... I know what you're talking about.

that's why when I buy I don't do that shit... ask Trip's bro... he had a good price on the bike... one that I was good with... I did have one request that I could make payments over a month and a half... he was more than happy to accommodate me... in reality... he was in a tough spot and I probably could have gotten a loan and bought the bike for a grand less than he was asking... but why?

oh well... enough hijacking...


congrats Tommy... got any pics?

[shmike]

that's why when I buy I don't do that shit... ask Trip's bro... he had a good price on the bike... one that I was good with... I did have one request that I could make payments over a month and a half... he was more than happy to accommodate me... in reality... he was in a tough spot and I probably could have gotten a loan and bought the bike for a grand less than he was asking... but why?

Because money is tough to come by.

I make a very handsome income and a thousand dollars is a lot of money to me.

I have paid more than market price for a bike that I wanted. I had to have it NOW. I also know that negotiating is more difficult if it is a friend or a brother of a friend. That is why I won't negotiate with friends.

There are always circumstances behind any transaction but I can't imagine paying 13% more for something just because the seller asked me to. :idk: