Holy insurance hell batman
 

I was at my local dealer the other day, I had seen that suzuki was having 0 percent finance, and went to check out a few other bikes including the new ninja 650 and vfr1200. I went over to sit on a ninja 1000 and a salesperson asked if I was interested, I told her if the insurance wasn't categorized wrong as a zx-10 and a superbike, I might consider it. I told her I did a quick online quote with progressive, my last insurer for the 500, and it came back at a staggering $6700 a year. She asked me if I'd ever done a insurance search with a company before and offered to do one. I played along and gave my information, about to be 24, single, 1 speeding violation. Insurance just call me back today with a couple quotes, and they found a "favorable" quote with Dairyland at $3308 a year. Thats like $250, $100 more than the bike payment would be. She told me 3 other companies came back at $10k, $11k, and $12k a year! THATS THE FUCKING COST OF THE BIKE!

Shame on Kawasaki for allowing the bike to be categorized as a superbike, when its really a faired Z1000, which has insurance 1/3 of the cost. This is a known problem all over the interwebz and Kawi is screwing themselves out of bike sales. Why not just get the Zx-10 then???

LOL, an insurance company called Dairyland? Where do they come up with this shit?

Based in Nebraska or wisconsin or something like that. I've heard folks in the central states talk about them on forums before. They aren't advertised here in ohio....

Once you each 25 it goes down quite a bit (or does here anyway)

Why don't you just get older and married?
That would bring your insurance down.

Homeslice has a spreadsheet somewhere with the rate tables per demographic.

Only if driving the appropriate stereotypical vehicle.

Give him a 65 year old asian woman driving an Iroc Z and his Excel program will self-destruct.

Except that my Excel macro (not "program" :scratch: ) would be smart enough to realize that there are always exceptions to the rule, and wouldn't trip out over them.

:lol

Woooooowwwwwwww. I pay $175 a year for both bikes


disclaimer: I have basic coverage. I figure the amount I saved by only having basic coverage would have already been more than what I paid for the CBR, and why would I bother insuring a klr more than just the basic insurance?

Yea, apparently I need to be 1 yr older, married with children, and have my speeding violation fall off my record. And then it would be acceptable to pay a sane rate.... :rolleyes: What a scam. But I go back to Kawi being at fault, having a VIN number that starts with ZX, and letting a street standard fall into the superbike category. Hell, I can hop on a Z1000 for a reasonable price, or a vfr1200 for about $95 a month.

And derf, this is the bare minimum BASIC collision/comp package. Basically the 25/50 with no uninsured or anything extra. 10-12k? Fucking absurd. Sorry, i'll be getting a differnt bike until im older. :lol: