anybody heard of a 0 credit score
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Yup. I have seen a couple of people/businesses with a 0 credit score, when I was working for Experian. You would be supprised how pissed people get... :)
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Fuckin credit....
Its a rediculous system that needs a serious overhauling. I mean seriously, your credit score gets hurt.... when people check your credit??? WTF? You might have excellent credit, but because you dont have a long credit history, you cant get credit? How are you supposed to gain credit if you cant get credit???? :bash: |
Sounds a little fishy to me. The guy hasn't bought ANYTHING on credit in over 10 years? I'm not positive but doesn't your home utilities show up on your credit report.
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I know a few people that live like that. I've never heard of a 0 score but my uncle got turned down for a Target card a few years ago. At the time he was about 40, owned three homes a few cars and a boat. Everything is owned outright and their one credit card is paid in full every month. Apparently he didn't have a high enough score to qualify. :lol: |
Typically in my experience, credit cards, loans, mortgages, and things of that nature show up but things like utilities, cable, even phone service and cell phones dont. Unless you fail to pay. Unpaid healthcare bills show up as well.
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Now, if he just plain doesn't own a card at all, that's different. I don't understand the mentality of people like that, but that's another subject. |
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