Quote:
Originally Posted by shmike
Why is that fishy?
I know a few people that live like that.
I've never heard of a 0 score but my uncle got turned down for a Target card a few years ago.
At the time he was about 40, owned three homes a few cars and a boat. Everything is owned outright and their one credit card is paid in full every month. Apparently he didn't a high enough score to qualify. 
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I understand that a lot of people don't use credit cards at all, but some things like houses and cars are for the most part a financed item. I've just never head of a 0 credit score. Did this guy live on a deserted island or was incarcerated for 10 years? I'm not saying the guy is lying, I'm just saying there might be more to the story than he is letting on. Did he file bankruptcy a few years ago and has been unable to get credit so his credit score went to 0 after years of not using any credit.