So what will they do when people who already default on much lower interest rate cards default on this? Subprime lending is all about lending to people who've already proven they can;t pay. They should just give people the money, then immediately break their pinkie, and send them on their way. It saves everyone time and hassle.
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What goes around comes around. Sometimes you get what's coming around, and sometimes you are what's coming around. You see what I mean?
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