i guess it depends on the discipline involved...you appear to always make the responsible choices...so if you dont typically do this kinda thing I say go for it...having spent all my life making the "responsible" choice so others could do what they wanted, well, I have reached the point that I look at things individually as they come along and if its something I feel its worth splurging on, I go for it...like track days and Indy...cuz I dont know bout you peeps...but skydiving while im up there is calling my name...
, I also realize that while I may get my cards paid off, debt seems to forever be in the future...like death and taxes...