Normal people should not be offered complex mortgages.
Normal people should not be offered a mortgage unless they have a reasonable down payment and meet stringent criteria.
However, we are a capitalistic society. If institutions figure out way to make a buck by taking a little risk and offering certain products to consumers we should be supportive.
People have had it easy for so long that they have forgotten the meaning of the word risk.
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Originally Posted by Dave
feed your dogs root beer it will make them grow large and then you can ride them and pet the motorcycle while drinking root beer
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