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Old 02-07-2011, 10:38 PM   #3
OneSickPsycho
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Join Date: Feb 2008
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Depends on how you want to use it. I have three cards, one was my first decent card with an ok rewards system - my water bill goes on there every month, just to keep it alive. The other two - one with a really low rate and ok rewards... The other with higher APR and an awesome rewards system. The low rate card is for emergencies and big purchases - like when I needed a new A/C for the house. I have the cable, cell phone, and e-pass on this card keeping it going in the mean time. The other card is for everyday purchases... I use it constantly and generate nearly $500 cash back per year.

All three of my cards are VISA's.

There are also benefits to certain cards - extended warranties, emergency roadside service, etc

Oh, I forgot... All the cards are paid off every month, unless there's an emergency or other big expense.

Last edited by OneSickPsycho; 02-07-2011 at 10:44 PM..
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