you need to find someone who has a policy with those companies, and get a copy of the papers that come with it. They list all the discount codes available. If they think you will bail, they'll give you some discounts even though you don't really qualify. Like if you are a so-called "professional" you will get a discount, and they also have an equivalent discount for people who work in "trades" like plumbing, etc. And with my company there is another discount for belonging to a "professional association" which can bascially be anything, even a lame honors society.
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