I've been spoiled by the places I live. My rule of thumb is that anything under 50 degrees is too cold.
To be fair, I'm 6'6" on a Supersport (usually) so wind protection is minimal and my commute is about 25 miles each way and mostly highway. I'm starting to look for something with more legroom, and the wind protection factor is part of the reason I'm looking at sport-tourers rather than cruisers with bags.
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Slow is smooth, smooth is fast.
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