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Old 11-18-2009, 11:36 AM   #1
CrazyKell
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Default Can I have you Zip Code please?

Does every store in the US do this?

I just say "no" (I don't have a zip code) or I say "90210". They usually get it but sometimes they say "that's in California isn't it?"

"Yes.....yes it is!"
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Old 11-18-2009, 11:41 AM   #2
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A few do but thankfully not all. Off the top of my head the only one I can remember always asking is Best Buy.
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Old 11-18-2009, 11:43 AM   #3
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Not every store.

I don't mind giving a zip code, it's mostly for marketing purposes.

Sometimes the zip is needed for the CC to clear.

If they ask for a phone number they get a definite: "NO".
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Old 11-18-2009, 11:59 AM   #4
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Sometimes the zip is needed for the CC to clear.
Bingo.

The rates that retailers pay for the "privilege" of running your CC, can vary 2% or more, based on "qualified sales" and "non-qualified sales". With no zipcode, it's a non qualified sale, depending on the processing company being used.

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Old 11-18-2009, 12:03 PM   #5
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I had it happen in these stores:

Macy's
Bon Ton
Victoria's Secret
Pac Sun
Wet Seal
Kitchen Gadgets
Borders
Kohl's
Sears
Kirklands
Banana Republic

There are more but I can't remember them all. I know up here if you give them your phone number you are giving them permission to contact you. Free marketing. I hate when the cashier gets all pissy when i won't give it. I politely say "no thank you" and shouldn't be asked or hassled further.

Didn't know that about the CC thing though. But I don't have a zip code.
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Old 11-18-2009, 12:06 PM   #6
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I don't mind giving the zipcode that's probably for marketing and of course used if you use a credit card.

I hate when they ask for a phone number...I usually give it to them with one digit incorrect...I don't need any extra calls.
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Old 11-18-2009, 12:24 PM   #7
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Quote:
Originally Posted by CrazyKell View Post
I had it happen in these stores:

Macy's
Bon Ton
Victoria's Secret
Pac Sun
Wet Seal
Kitchen Gadgets
Borders
Kohl's
Sears
Kirklands
Banana Republic

There are more but I can't remember them all. I know up here if you give them your phone number you are giving them permission to contact you. Free marketing. I hate when the cashier gets all pissy when i won't give it. I politely say "no thank you" and shouldn't be asked or hassled further.

Didn't know that about the CC thing though. But I don't have a zip code.
13662
Massena, NY
about 45 minutes from my house.
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Old 11-18-2009, 12:28 PM   #8
Sean
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I've wondered how Canadia-ans can pay for stuffs with a CC in the US with no zip.

We have to give a zip to buy gas basically everywhere. There ain't no letters on the pump.
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Old 11-18-2009, 12:48 PM   #9
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Quote:
Originally Posted by Sean View Post
I've wondered how Canadia-ans can pay for stuffs with a CC in the US with no zip.

We have to give a zip to buy gas basically everywhere. There ain't no letters on the pump.
Not here, I've never been asked for a zip when paying at the pump.
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Old 11-18-2009, 12:58 PM   #10
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Quote:
Originally Posted by Sean View Post
I've wondered how Canadia-ans can pay for stuffs with a CC in the US with no zip.
It varies from company to company. I can process CC's from Canada, but it's going to cost me more to do it. It's just another bullshit fee, based on "risk".

Most people don't realize this, but there is even a difference in how much a retailer has to pay for a "swiped" transaction, (card in hand) vs. an internet transaction, (for us it's 1.7% swiped, or 3.86% manual input).

It's all a scam, since the card is either approved or it isn't, but if you want to do business with Visa/Mastercard, that's the way it is.

JC
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