Home insurance?

[Homeslice]

Yep.

So now they are telling me the Vacancy policy covers liability and damage, but not the contents. Well if it doesn't cover contents like his old policy did, why is it more expensive? Yeah I know there's more risk if it's vacant, but IMO the biggest risk would be someone stealing the contents, yet they're not even going to cover the contents, so why is it so expensive? Dipshits.

I'm going to ask about a builders risk policy.

[LeeNetworX]

Originally Posted by Homeslice

Yep.

So now they are telling me the Vacancy policy covers liability and damage, but not the contents. Well if it doesn't cover contents like his old policy did, why is it more expensive? Yeah I know there's more risk if it's vacant, but IMO the biggest risk would be someone stealing the contents, yet they're not even going to cover the contents, so why is it so expensive? Dipshits.

I'm going to ask about a builders risk policy.

Maybe they are more expensive because they consider vacant homes a high risk for copper theft, wire theft, etc. ? Ripping out that stuff typically causes much damage which costs much more than the value of the stuff they are stealing. Just a guess.

[Amber Lamps]

Originally Posted by LeeNetworX

Maybe they are more expensive because they consider vacant homes a high risk for copper theft, wire theft, etc. ? Ripping out that stuff typically causes much damage which costs much more than the value of the stuff they are stealing. Just a guess.

Not to mention arson,vandalism, etc... Neighborhood teenagers will jack a vacant house up in a minute.