Letter from the Boss

[Papa_Complex]

Is there a "prodigious yawn" smiley somewhere?

[Trip]

Originally Posted by Papa_Complex

Is there a "prodigious yawn" smiley somewhere?

Canadians are use to taking it up the ass with taxes.

[Papa_Complex]

Originally Posted by Trip

Canadians are use to taking it up the ass with taxes.

Not a whole hell of a lot more than you. Possibly less, if you toss in things like paying for a health plan.

[shmike]

Originally Posted by Papa_Complex

Not a whole hell of a lot more than you. Possibly less, if you toss in things like paying for a health plan.

When I looked at your Federal tax rates I was surpised at how low they were. Then I looked at the Provincial rates and about shit.

Many of our states have state income tax but they are a fraction of your Provincial rates.

When the two are combined, there is a decent differential.

Your top brackets are also ridiculously low.

[Papa_Complex]

Originally Posted by shmike

When I looked at your Federal tax rates I was surpised at how low they were. Then I looked at the Provincial rates and about shit.

Many of our states have state income tax but they are a fraction of your Provincial rates.

When the two are combined, there is a decent differential.

Your top brackets are also ridiculously low.

When I've looked at moving south, I always came out worse there unless my employer provided medical. It wasn't by a small margin either.

Up here I get basic medical simply by being a citizen. In my current job I haven't had to pay a penny for dental in 10 years. I get life and travel insurance, by default. That, and my pay, makes it a tough combo to beat. Sure, I could probably (well now definitely) afford to buy a house down there but now here without singificant belt tightening, but you have to look at the whole picture. It's basically a wash.

[Lucky3623]

Originally Posted by Papa_Complex

When I've looked at moving south, I always came out worse there unless my employer provided medical. It wasn't by a small margin either.

Up here I get basic medical simply by being a citizen.

So do you get put in the corner if it isn't "basic" services? What happens if you have a heart attack?

[Papa_Complex]

Originally Posted by Lucky3623

So do you get put in the corner if it isn't "basic" services? What happens if you have a heart attack?

Life saving is part of "basic services." I get tossed in an ambulance (might have to pay $40.00 for that trip) and get carted off to a hospital ER, from which point on I wouldn't pay a cent unless I wanted a private or semi-private room for my recuperation.

You?

[shmike]

Originally Posted by Papa_Complex

When I've looked at moving south, I always came out worse there unless my employer provided medical. It wasn't by a small margin either.

Up here I get basic medical simply by being a citizen. In my current job I haven't had to pay a penny for dental in 10 years. I get life and travel insurance, by default. That, and my pay, makes it a tough combo to beat. Sure, I could probably (well now definitely) afford to buy a house down there but now here without singificant belt tightening, but you have to look at the whole picture. It's basically a wash.

Fine but we weren't discussing cost of living.

Dollar for dollar my income in Ontario would be taxed over 12% more than here. I can buy health and dental coverage for 4 people with that difference.

[Trip]

Originally Posted by Papa_Complex

Not a whole hell of a lot more than you. Possibly less, if you toss in things like paying for a health plan.

Are you part of the 65% of canadians that have supplementary private insurance?

Healthcare is fucked up pretty much everywhere.

[Papa_Complex]

Originally Posted by Trip

Are you part of the 65% of canadians that have supplementary private insurance?

Healthcare is fucked up pretty much everywhere.

I have additional health and medical insurance through my employer. This translates to being able to recuperate in a private room and having drugs that are not covered by OHIP being largely covered by that insurance. Nothing above that, and I haven't used even that yet. So far when I've been pitched off my bike it has always resulted in a ER visit and out-patient care.

Originally Posted by Rsv1000R

My rotator cuff surgery as far as I can tell didn't cost me anything, I suppose there was the $10 co pay office visits....

What's your annual cost on medical insurance?