Greed or need, the case for multiple bike ownership

[Captain Morgan]

Originally Posted by Homeslice

I just don't like paying insurance on more than one bike. I haven't found anyone who will sell a "seasonal only" policy or anything like that. All you can do is tell them you're only going to ride it X number of miles, but that doesn't reduce the rate very much.

Originally Posted by tommymac

In NY you can do 3 or 6 month policies for bikes, I usualy insure mine all year so I can get out for those nice days in the winter, and we have had a lot of em this year.

Here we can drop to comp only during the winter if we want (need to at least insure against theft), but I'm like tommy and want the liability/collision coverage for those warm winter days when I get the bike out.